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10 State St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 10 State St, Westfield, MA 01085

Property Summary

Property TypeDuplex
Details5 bd · 2.5 ba · 3,292 sqft · built 1910
Lot Size0.174 acres (7,590 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Jun 2017)
Tax Bill$5,214 (2026)
Deeds & MortgagesDec 2020 Transfer
Jun 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNWFLD M:14 L:67

Property Details

APN / Parcel Number

Primary APNWFLD M:14 L:67
Alternative APN
  • M:329014 B:00067 L:00000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area3,292 sqft Living Area
Gross Area6,234 sqft
Basement Area1,467 sqft
Unfinished Basement1,467 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialOther
Construction TypeBrick
Roof TypeGable
Roof MaterialSlate
Lot Area7,590 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address10 STATE ST
CityWESTFIELD
StateMA
Zip01085-3814
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRB
Legal Lot Number67
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group3
Census Block3002
Census Tract812702

Owner

10 State St, a duplex, is owned and occupied by two individuals who acquired it in December 2020.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10 STATE ST, WESTFIELD, MA 01085-3814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2020Quit Claim Deed, Transfer
Quitclaim
Jun 30, 2017Quit Claim Deed, Transfer · FHA Mortgage
HANCOCK MTG PARTNERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2017 · Amount on File
Deed SaleJun 30, 2017 · Amount on File
Prior SaleDec 6, 2002 · Amount on File
Deed Book / Page21749 / 270
Last Transfer DateDec 18, 2020
Transfer Doc23611-420
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateDec 24, 2020
Property Address10 STATE ST, WESTFIELD, MA 01085-3814
Document Number23611-420
Book / Page23611 / 420
Instrument DateDec 18, 2020
Instrument77945
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 STATE ST, WESTFIELD, MA 01085-3814

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateJun 30, 2017
Property Address10 STATE ST, WESTFIELD, MA 01085-3814
Document Number21749-270
Book / Page21749 / 270
Instrument37000
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.39
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 STATE ST, WESTFIELD, MA 01085-3814

Mortgage

Document Number217490272
DateJun 30, 2017
Instrument21749/0272
Lender
NameHANCOCK MTG PARTNERS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10 State St was $5,214, up 10.9% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,214.00 (+10.91%)$349,200 (+12.75%) Land $92,300 Building $256,900$361,165
2025$4,701.00$309,700 Land $96,500 Building $213,200
2023$4,337.00$255,400 Land $83,600 Building $171,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 State St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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