Essex County and Marblehead Town property record for 10 State St, Apt 3, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,100 sqft · built 1900 |
| Lot Size | 0.08 acres (3,488 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,000 (Feb 2018) |
| Tax Bill | $3,930 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0149 B:0061 L:3 |
| Primary APN | MARB M:0149 B:0061 L:3 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 1,100 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,488 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 STATE ST, 3 |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-5509 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CR |
| Legal Subdivision | HOMAN S 1654 CONDO |
| Legal Block | 61 |
| Legal Lot Number | 3 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 203302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
10 State St, Apt 3 is owned and occupied by an individual who bought it in February 2018.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 STATE ST, 3, MARBLEHEAD, MA 01945-5509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jun 28, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Feb 28, 2018 | Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2018 · Amount on File |
| Deed Sale | Feb 28, 2018 · Amount on File |
| Prior Sale | Dec 15, 2011 · Amount on File |
| Deed Book / Page | 36558 / 598 |
| Transfer Doc | 036558-598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 10 STATE ST APT 3, 3, MARBLEHEAD, MA 01945-5509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039529-408 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 39529/408 |
| Instrument | 20210216001160 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 10 STATE ST APT 3, 3, MARBLEHEAD, MA 01945-5509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37624-529 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 37624/529 |
| Instrument | 20190628000680 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Feb 28, 2018 |
| Property Address | 10 STATE ST APT 3, 3, MARBLEHEAD, MA 01945-5509 |
| Document Number | 36558-598 |
| Book / Page | 36558 / 598 |
| Instrument | 180228004150 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.83 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 STATE ST # 3, 3, MARBLEHEAD, MA 01945-5509 |
| Document Number | 365580601 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 36558/0601 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2048 |
The 2026 property tax bill for 10 State St, Apt 3 was $3,930, down 2.5% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,930.00 (-2.51%) | $459,100 (+3.08%) Building $459,100 | $515,849 (+4.2%) |
| 2025 | $4,031.00 (+8.42%) | $445,400 (+7.35%) Building $445,400 | $495,045 |
| 2024 | $3,718.00 (+6.26%) | $414,900 (+18.58%) Building $414,900 | |
| 2023 | $3,499.00 | $349,900 Building $349,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 State St, Apt 3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 individual policies |
| Nearby Flood Policies | 49 units insured incl. 2 condo units |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 State St, Apt 3 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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