10 Stagecoach Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 10 Stagecoach Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,114 sqft · built 1988
Lot Size0.597 acres (26,005 sqft)
OwnerIndividual Name on File
Last Sale$302,500 (Jul 1994)
Tax Bill$8,552 (2026)
Deeds & MortgagesOct 2021 Refinance
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9123-20

Property Details

APN / Parcel Number

Primary APN9123-20
Alternative APN
  • CUMB M:017 B:0137 L:000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,114 sqft Living Area
Gross Area7,845 sqft
1st Floor Area2,119 sqft
AtticAttic
Attic Area676 sqft
Basement Area2,119 sqft
Unfinished Basement2,119 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,005 sqft (0.597 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9123-20
Street Address10 STAGECOACH RD
CityCUMBERLAND
StateRI
Zip02864-6154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block137
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group3
Census Block3005
Census Tract11302

Owner

10 Stagecoach Rd is owned and occupied by an individual who bought it in July 1994.

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10 STAGECOACH RD, CUMBERLAND, RI 02864-6154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Jan 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 1994 · Amount on File
Deed SaleJul 29, 1994 · Amount on File
Deed Book / Page611 / 237
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address10 STAGECOACH RD, CUMBERLAND, RI 02864-6154
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1907-895
DateOct 6, 2021
Book Page1907/895
Instrument128007
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2036

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address10 STAGECOACH RD, CUMBERLAND, RI 02864-6154
Document Number1734-352
Book / Page001734 / 000352
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1734-352
DateJan 31, 2017
Book Page001734/000352
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Stagecoach Rd was $8,552, up 8.2% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,552.00 (+8.17%)$854,300 (+32.59%) Land $311,500 Building $542,800$832,064
2025$7,906.00$644,300 Land $143,500 Building $500,800
2023$7,487.00 (+0.25%)$644,300 (+29.33%) Land $143,500 Building $500,800
2022$7,468.00$498,200 Land $130,900 Building $367,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Stagecoach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Stagecoach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

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