10 Squires St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 10 Squires St, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1919
Lot Size0.157 acres (6,853 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Dec 2015)
Tax Bill$4,922 (2026)
Deeds & MortgagesJun 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN110200 86.81-01-17.000

Property Details

APN / Parcel Number

Primary APN110200 86.81-01-17.000
Alternative APN
  • 020008608100010170000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area600 sqft
2nd Floor Area600 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,853 sqft (0.157 acres)
Lot Dimensions83.6 ft deep x 82 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space
PorchSlab
Porch Area630 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 SQUIRES ST
CityCORTLAND
StateNY
Zip13045-3260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal SubdivisionLANDS OF PATRICK A & HELEN M LYNCH
Legal Block1
Legal Lot Number17.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group4
Census Block4008
Census Tract970900

Owner

10 Squires St is owned and occupied by an individual who bought it in December 2015.

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address10 SQUIRES ST, CORTLAND, NY 13045-3260
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2015 · Amount on File
Deed SaleDec 7, 2015 · Amount on File
Prior SaleApr 21, 2015 · Amount on File
Deed Book / Page2015 / 6739
Prior Transfer DateJan 30, 2015
Prior Transfer Doc0000001804
Record UpdatedOct 29, 2026

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCORTLAND NY
Recording DateJun 7, 2017
Property Address10 SQUIRES ST, CORTLAND, NY 13045-3260
Instrument DateJun 7, 2017
Instrument2599
Transaction TypeConstruction Loan
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1465 AYERS RD HOMER NY 130779744, HOMER, NY 13077-9744

Mortgage

Document Number0000002599
DateJun 7, 2017
Instrument2599
Lender
NameFIRST NAT'L BK/DRYDEN
TypeBank
AddressDRYDEN, NY 13053
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Squires St was $4,922, up 64.5% from the year before.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,922.00 (+64.45%)
2025$2,993.00$130,000 Land $14,400 Building $115,600$134,021 Land $14,845 Building $119,176
2023$2,284.00$66,000 Land $10,100 Building $55,900$90,411 Land $13,836 Building $76,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Squires St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Squires St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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