San Joaquin County property record for 10 Spruce St, Lodi, CA 95240 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1948 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $352,500 (May 2023) |
| Tax Bill | $3,986 (2025) |
| Deeds & Mortgages | May 2023 Sale Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 045-240-050-000 |
| Primary APN | 045-240-050-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,100 sqft (0.14 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Street Address | 10 SPRUCE ST |
|---|---|
| City | LODI |
| State | CA |
| Zip | 95240-4717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:LODI MAP REF:MB 045 PG 24 |
| Legal Subdivision | HUTCHINS ADD LODI |
| Legal Block | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 4302 |
Source: San Joaquin County records · APN 045-240-050-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 SPRUCE ST, LODI, CA 95240-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Oct 21, 2020 | Grant Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Jul 30, 2019 | Grant Deed, Transfer · FHA Mortgage SUPREME LNDG |
| Oct 12, 2018 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | May 31, 2023 · Amount on Record |
| Deed Document Number | 0000042328 |
| Last Transfer Date | Jul 29, 2024 |
| Transfer Doc | 0000062941 |
| Record Updated | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 31, 2023 |
| Property Address | 10 SPRUCE ST, LODI, CA 95240-4717 |
| Document Number | 0000042328 |
| Map Reference | VOL 1 PG 58 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023-042328 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1821 BENEDICT DR, SAN LEANDRO, CA 94577-5352 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 21, 2020 |
| Property Address | 10 SPRUCE ST, LODI, CA 95240-4717 |
| Document Number | 0000141498 |
| Map Reference | MB 1 PG 58 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020-141498 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 652 ATHY CT, GALT, CA 95632-8138 |
| Document Number | 0000141499 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-141499 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 30, 2019 |
| Property Address | 10 SPRUCE ST, LODI, CA 95240-4717 |
| Document Number | 0000080285 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 80285 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 W SPUCE ST LODI CA 95240, LODI, CA 95240 |
| Document Number | 80286 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 80286 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Number | 80287, |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 80287 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 12, 2018 |
| Property Address | 10 SPRUCE ST, LODI, CA 95240-4717 |
| Document Number | 0000113404 |
| Instrument Date | Oct 04, 2018 |
| Instrument | 113404 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 SPRUCE ST LODI CA 952404717, LODI, CA 95240-4717 |
| Document Number | 113405 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 113405 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2048 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,986.00 (+13.85%) | $366,741 (+13.71%) Land $83,232 Building $283,509 |
| 2023 | $3,501.00 (+2.28%) | $322,524 Land $62,424 Building $260,100 |
| 2022 | $3,423.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770043021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| DigitalPath | Fixed Wireless | 200 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: Softcom Internet Communications, AT&T, UnWired Broadband Holding, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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