10 Spruce St, Hudson Falls, NY 12839 Property Records

Washington County and Kingsbury Town property record for 10 Spruce St, Hudson Falls, NY 12839

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2025)
Tax Bill	$6,360 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`534401 154.11-2-6`

Property Details

APN / Parcel Number

Primary APN	`534401 154.11-2-6`
Alternative APNs	`440115401100020060000000` `270100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	127 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	291 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	270100
Street Address	10 SPRUCE ST
City	HUDSON FALLS
State	NY
Zip	12839-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	KINGSBURY
Census Block Group	1
Census Block	1022
Census Tract	80200

Owner

Source: Washington County and Kingsbury Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 MAPLE ST, BOLTON LANDING, NY 12814-7725
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage SIDNEY FCU
Jan 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Mar 10, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Jan 13, 2022 · Amount on Record
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Aug 12, 2025
Property Address	10 SPRUCE ST, HUDSON FALLS, NY 12839-2122
Document Number	0000000651
Instrument Date	Jul 30, 2025
Instrument	2025-3651
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MAPLE ST, BOLTON LANDING, NY 12814-7725

Mortgage

Document Number	0000000652
Date	Aug 12, 2025
Instrument	2025-3652

Lender

Name	SIDNEY FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2032
Index	1-Year CMT

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Jan 13, 2022
Property Address	10 SPRUCE ST, HUDSON FALLS, NY 12839-2122
Document Number	0000000088
Instrument Date	Dec 2, 2021
Instrument	2022-288
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70B BROGDEN LN, HAMPTON, VA 23666-1909

Mortgage

Document Number	0000000089
Date	Jan 13, 2022
Instrument	2022-289

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON NY
Property Address	10 SPRUCE ST, HUDSON FALLS, NY 12839-2122
Document Number	0000001912
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPRUCE ST HUDSON FALLS NY 128392122, HUDSON FALLS, NY 12839-2122

Mortgage

Document Number	0000001912
Date	May 5, 2020
Instrument	1912

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Washington County and Kingsbury Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Kingsbury Town
Municipality	Hudson Falls Village
Unified School District	Hudson Falls Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,360.00 (-1.91%)
2025	$6,484.00 (-2.08%)	$255,800 (-) Land $18,500 Building $237,300	$255,800 (-) Land $18,500 Building $237,300
2024	$6,622.00 (+426.39%)	$255,800 (+11.22%) Land $18,500 Building $237,300	$255,800 (+11.22%) Land $18,500 Building $237,300
2023		$230,000 (+21.76%) Land $18,500 Building $211,500	$230,000 (+21.76%) Land $18,500 Building $211,500
2022		$188,900 Land $18,500 Building $170,400	$188,900 Land $18,500 Building $170,400
2021	$1,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON FALLS VILLAGE (QUEENSBURY) serves 7,000 people · EPA ID NY5700123
Water Source	Purchased surface water from QUEENSBURY WATER DISTRICT
Last State Inspection	Sep 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	267 / 152
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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