Essex County and Danvers Town property record for 10 Spruce St, #A, Danvers, MA 01923
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 1,413 sqft · built 1915 |
| Lot Size | 0.14 acres (6,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Dec 2024) |
| Tax Bill | $5,536 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Apr 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:050 L:039 P:A |
| Primary APN | DANV M:050 L:039 P:A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,413 sqft Living Area |
| Gross Area | 2,110 sqft |
| Basement Area | 547 sqft |
| Unfinished Basement | 547 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 6,117 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10 SPRUCE ST, A |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-2613 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Lot Number | 39 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 211402 |
Source: Essex County and Danvers Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SPRUCE ST, A, DANVERS, MA 01923-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 29, 2023 | Condominium Deed, Transfer |
| Apr 28, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Mar 12, 2020 | Deed of Trust, Mortgage · Balloon Mortgage BERKSHIRE BANK |
| Jul 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS |
| Aug 31, 2018 | Condominium Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on Record |
| Deed Sale | Dec 10, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2018 · Amount on Record |
| Deed Document Number | 20241330 |
| Deed Book / Page | 42476 / 324 |
| Prior Transfer Date | Aug 23, 2023 |
| Prior Transfer Doc | 041735-147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | Aug 29, 2023 |
| Property Address | 10 SPRUCE ST # A, A, DANVERS, MA 01923-2613 |
| Document Number | 041735-147 |
| Book / Page | 41735 / 147 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 20230829002010 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SPRUCE ST # A, A, DANVERS, MA 01923-2613 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 10 SPRUCE ST # A, A, DANVERS, MA 01923-2613 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040894-176 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 40894/176 |
| Instrument | 20220428000080 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 10 SPRUCE ST # A, A, DANVERS, MA 01923-2613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40303-495 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 40303/495 |
| Instrument | 20210922004030 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 10 SPRUCE ST # A, A, DANVERS, MA 01923-2613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38330-229 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 38330/229 |
| Instrument | 20200312002860 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 10 SPRUCE ST # A, A, DANVERS, MA 01923-2613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38731-281 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 38731/281 |
| Instrument | 20200721000720 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 10 SPRUCE ST # A, A, DANVERS, MA 01923-2613 |
| Document Number | 37992-364 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 SPRUCE ST #A DANVERS MA 019232613, A, DANVERS, MA 01923-2613 |
| Document Number | 37992-364 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 037992/000364 |
| Instrument | 1101003550 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | DANVERS MA |
| Recording Date | Aug 31, 2018 |
| Property Address | 10 SPRUCE ST # A, A, DANVERS, MA 01923-2613 |
| Document Number | 36984-175 |
| Book / Page | 036984 / 000175 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 1808316010 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,751.04 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SPRUCE ST #2 DANVERS MA 019232613, 2, DANVERS, MA 01923-2613 |
| Document Number | 36984-179 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 036984/000179 |
| Instrument | 1808316020 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,536.00 (+4.53%) | $503,700 (+5.66%) Building $503,700 | $505,495 |
| 2024 | $5,296.00 (+4.25%) | $476,700 (+10.27%) Building $476,700 | |
| 2023 | $5,080.00 | $432,300 Building $432,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (2001–2010) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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