Passaic County and Pompton Lakes Borough property record for 10 Spruce Rd, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 1,305 sqft · built 1940 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,900 (Sep 2018) |
| Tax Bill | $10,831 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-07802-0000-00014 |
| Primary APN | 09-07802-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,305 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 105 ft deep x 75 ft wide |
| Street Address | 10 SPRUCE RD |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-2323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | POMPTON GARDENS |
| Legal Block | 7802 |
| Legal Lot Number | 14 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 196401 |
10 Spruce Rd is owned and occupied by two individuals who bought it in September 2018.
Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 SPRUCE RD, POMPTON LAKES, NJ 07442-2323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Sep 14, 2018 | Deed, Transfer · FHA Mortgage JERSEY MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Deed Document Number | 201842156 |
| Deed Book / Page | 3402 / 81 |
| Prior Transfer Date | Mar 29, 1999 |
| Prior Transfer Doc | 0000052353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 10 SPRUCE RD, POMPTON LAKES, NJ 07442-2323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010984 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | M14928/0023 |
| Instrument | 2018010984 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 14, 2018 |
| Property Address | 10 SPRUCE RD, POMPTON LAKES, NJ 07442-2323 |
| Document Number | 0000042156 |
| Book / Page | D3402 / 0081 |
| Map Reference | MAP1232 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2018042156 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4000 RIVERDALE RD APT 225, 4000, RIVERDALE, NJ 07457-1731 |
| Name | Verified Name |
|---|---|
| Address | 10 SRUCE ST, POMPTON LAKES, NJ 07442 |
| Document Number | 0000042157 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | M15199/0001 |
| Instrument | 2018042157 |
| Name | JERSEY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 10 Spruce Rd was $10,831, up 4.8% from the year before.
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,200 (-) Land $118,300 Building $143,900 | $262,200 (-) Land $118,300 Building $143,900 | |
| 2025 | $10,831.00 (+4.76%) | $262,200 Land $118,300 Building $143,900 | $262,200 Land $118,300 Building $143,900 |
| 2024 | $10,339.00 | ||
| 2023 | $262,200 Land $118,300 Building $143,900 | $262,200 Land $118,300 Building $143,900 | |
| 2022 | $9,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Spruce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 493 (1978–2024) |
| Claims Outside the SFHA | 62 of 493 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures