Putnam County and Southeast Town property record for 10 Spruce Rd, Brewster, NY 10509
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,176 sqft · built 1984 |
| Lot Size | 0.516 acres (22,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,500 (May 2012) |
| Tax Bill | $15,236 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 373089 56.20-2-18 |
| Primary APN | 373089 56.20-2-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 892 sqft |
| Finished Basement | 892 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,500 sqft (0.516 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 10 SPRUCE RD |
|---|---|
| City | BREWSTER |
| State | NY |
| Zip | 10509-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 2 |
| Legal Lot Number | 18.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11900 |
10 Spruce Rd is owned and occupied by an individual who bought it in May 2012.
Source: Putnam County and Southeast Town records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 SPRUCE RD, BREWSTER, NY 10509-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2012 · Amount on File |
| Deed Sale | May 3, 2012 · Amount on File |
| Deed Document Number | 20121500676 |
| Deed Book / Page | 1896 / 172 |
| Prior Transfer Date | Apr 19, 2012 |
| Prior Transfer Doc | 0018960172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 10 SPRUCE RD, BREWSTER, NY 10509-3201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10 SPRUCE RD, BREWSTER, NY 10509-3201 |
| Document Number | 0077160344 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 7716/344 |
| Instrument | 9226-2022 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 17, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 10 SPRUCE RD, BREWSTER, NY 10509-3201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 10 SPRUCE RD, BREWSTER, NY 10509-3201 |
| Document Number | 0072860215 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 7286/215 |
| Instrument | 2587-2021 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 10 SPRUCE RD, BREWSTER, NY 10509-3201 |
| Document Number | 0067320001 |
| Book / Page | 006732 / 000001 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 10 SPRUCE RD BREWSTER NY 105093201, BREWSTER, NY 10509-3201 |
| Document Number | 0067320001 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 006732/000001 |
| Instrument | 1602190 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 11, 2027 |
Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Southeast Town |
| Unified School District | Brewster Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $553,500 (+7%) Land $68,400 Building $485,100 | $553,500 (+7%) Land $68,400 Building $485,100 | |
| 2024 | $15,236.00 | $517,300 (+9.99%) Land $68,400 Building $448,900 | $517,300 (+9.99%) Land $68,400 Building $448,900 |
| 2023 | $470,300 (+10.01%) Land $68,400 Building $401,900 | $470,300 (+10.01%) Land $68,400 Building $401,900 | |
| 2022 | $427,500 Land $68,400 Building $359,100 | $427,500 Land $68,400 Building $359,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Spruce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Spruce Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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