Bell County property record for 10 Spruce Dr, Belton, TX 76513
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.117 acres (5,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,900 (Apr 2026) |
| Tax Bill | $212 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0333740000 |
| Primary APN | 0333740000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,110 sqft (0.117 acres) |
|---|---|
| Lot Dimensions | 70 ft deep x 73 ft wide |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 10 SPRUCE DR |
|---|---|
| City | BELTON |
| State | TX |
| Zip | 76513-6357 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | MORGANS POINT RESORT SECTION 8B, BLOCK 001, LOT 0005 |
| Legal Subdivision | MORGANS POINT RESORT SECTION 8B |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 20201 |
10 Spruce Dr, residential vacant land, is owned by two individuals who bought it in April 2026.
Source: Bell County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SPRUCE DR, BELTON, TX 76513-6357 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Deed Document Number | 202618158 |
| Prior Transfer Date | Apr 7, 2026 |
| Prior Transfer Doc | 0000018158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 15, 2026 |
| Property Address | 10 SPRUCE DR, BELTON, TX 76513-6357 |
| Document Number | 0000018158 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202618158 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST COUNTY TITLE, FIRST COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SPRUCE DR, BELTON, TX 76513-6357 |
| Document Number | 0000018158, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202618158 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 4% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 10 Spruce Dr was $212.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Morgan's Point Resort City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
| 2023 | $163.00 (+20.74%) | $8,000 Land $8,000 | $8,000 Land $8,000 |
| 2022 | $135.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Spruce Dr is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Altitude ISP Fixed Wireless | 500 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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