10 Spring Flowers Dr, Cameron, NC 28326 Property Records

Harnett County property record for 10 Spring Flowers Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,730 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2023)
Tax Bill	$3,342 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2021 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`1500060875`

Property Details

APN / Parcel Number

Primary APN	`1500060875`
Alternative APNs	`09956702 0006 10` `1500042022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,730 sqft Heated Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	808 sqft
Porch	Porch
Porch Area	104 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500060875
Street Address	10 SPRING FLOWERS DR
City	CAMERON
State	NC
Zip	28326-6369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#11 CAROLINA SEASONS PH2 MAP#2009-96
Legal Subdivision	CAROLINA SEASONS, MAGNOLIA HILLS
Legal Phase	2
Legal Lot Number	11
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1029
Census Tract	71401

Owner

10 Spring Flowers Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Dec 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CREDIT UNION A CREDIT UNION
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Dec 19, 2023	Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
May 7, 2021	Warranty Deed, Transfer · VA Mortgage FIRST MORTGAGE SOLUTIONS LLC
Dec 21, 2020	Deed of Trust, Construction Loan · Construction Mortgage SWAN ASSETS LLC
Dec 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 30, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 28, 2017	Warranty Deed, Transfer · Line of Credit FOUR OAKS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	May 7, 2021 · Amount on File
Deed Document Number	202321100
Deed Book / Page	4217 / 2492
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369

Mortgage

Document Number	0000003640
Date	Mar 6, 2024
Book Page	4225/2866
Instrument	2024003640

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003080
Date	Feb 10, 2021
Book Page	3937/96
Instrument	2021003080

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369

Mortgage

Document Number	0000018996
Date	Oct 8, 2025
Book Page	4307/684
Instrument	2025018996

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	579 EXECUTIVE CAMPUS DR STE 300, WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024197
Date	Dec 19, 2025
Book Page	4318/2926
Instrument	2025024197

Lender

Name	BAXTER CREDIT UNION A CREDIT UNION
Address	340 N MILWAUKEE AVE, VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 31, 2045

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 DUNSTER DR, FUQUAY VARINA, NC 27526-5195

Mortgage

Document Number	0000021101
Date	Dec 19, 2023
Book Page	4217/2494
Instrument	2023021101

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	579 EXECUTIVE CAMPUS DR STE 300, WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 19, 2023
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Document Number	0000021100
Book / Page	4217 / 2492
Map Reference	MB 2009 PG 98
Instrument Date	Dec 18, 2023
Instrument	2023021100
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 HAWLEY RD, OXFORD, CT 06478-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369

Mortgage

Document Number	0000021101
Date	Dec 19, 2023
Instrument	2023021101

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 7, 2021
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Document Number	0000010388
Book / Page	3979 / 989
Map Reference	MAP 2009-96-2009-99
Instrument Date	Apr 28, 2021
Instrument	2021010388
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1260 ORCHARD LOOP RD, 1260, TROY, ID 83871-9646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369

Mortgage

Document Number	0000010389
Date	May 7, 2021
Instrument	2021010389

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Dec 21, 2020
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Document Number	0000023974
Book / Page	003913 / 000468
Instrument Date	Dec 16, 2020
Instrument	23974
Transaction Type	Construction Loan
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 481452 CHARLOTTE NC 282695312, CHARLOTTE, NC 28269-5312
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023974
Date	Dec 21, 2020
Book Page	003913/000468
Instrument	23974

Lender

Name	SWAN ASSETS LLC
Address	CHARLOTTE, NC 28269

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 20, 2021

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 15, 2020
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Document Number	0000023464
Book / Page	003910 / 000323
Instrument Date	Dec 14, 2020
Instrument	23464
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$682.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 481452 CHARLOTTE NC 282695312, CHARLOTTE, NC 28269-5312
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 30, 2017
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Document Number	0000009660
Book / Page	3519 / 0444
Map Reference	MB 2009 PG 96
Instrument Date	Jun 15, 2017
Instrument	2017009660
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009661
Date	Jun 30, 2017
Instrument	2017009661

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Feb 28, 2017
Property Address	10 SPRING FLOWERS DR, CAMERON, NC 28326-6369
Document Number	0000002969
Book / Page	003484 / 000027
Instrument Date	Feb 24, 2017
Instrument	2969
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 727 DUNN NC 283350727, DUNN, NC 28335-0727

Mortgage

Document Number	2970
Date	Feb 28, 2017
Book Page	003484/000030
Instrument	2970

Lender

Name	FOUR OAKS BK&TR
Type	Bank
Address	FOUR OAKS, NC 27524

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Spring Flowers Dr was $3,342, up 30.6% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,342.00 (+30.65%)	$434,315 (+24.84%)	$434,315 (+24.84%) Land $47,660 Building $386,655
2025	$2,558.00	$347,901	$347,901 Land $19,150 Building $328,751
2023	$2,558.00	$347,901	$347,901 Land $19,150 Building $328,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Spring Flowers Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Spring Flowers Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Flowers Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures