10 Sparrow Ln, Grayson, KY 41143 Property Records

Carter County property record for 10 Sparrow Ln, Grayson, KY 41143

Property Summary

Property Type	Mobile Home
Details	1,792 sqft · built 2004
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Mar 2025)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-00-00-013.10`

Property Details

APN / Parcel Number

Primary APN	`072-00-00-013.10`
Alternative APNs	`25357` `35995`

Interior

Stories	1 Story
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Lot Area	68,825 sqft (1.58 acres)

Location & Zoning

Account Number	35995
Street Address	10 SPARROW LN
City	GRAYSON
State	KY
Zip	41143-6405
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DWMH & LOTS 27-28 (1.58 ACRES)
Legal Subdivision	IRON HILL ESTATES
Legal Lot Number	27-28
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2013
Census Tract	960500

Owner

10 Sparrow Ln, a mobile home, is owned by two individuals who bought it in March 2025.

Source: Carter County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	597 STATE HIGHWAY 1444, GRAYSON, KY 41143-7658
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Sep 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage MEMBERS CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Oct 18, 2014 · Amount on File
Deed Document Number	20251004331
Deed Book / Page	532 / 861
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Mar 6, 2025
Property Address	10 SPARROW LN, GRAYSON, KY 41143-6405
Document Number	000532/861
Book / Page	532 / 861
Instrument Date	Feb 28, 2025
Instrument	1004331
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 INDIA DR, RUSSELL, KY 41169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 STATE HIGHWAY 1444, GRAYSON, KY 41143-7658
Mail Care Of	REBECCA R ESTEPP AND CHRISTIAN R ESTEP

Mortgage

Document Number	0001004338
Date	Mar 6, 2025
Instrument	1004338

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	10 SPARROW LN, GRAYSON, KY 41143-6405
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000506/58
Date	Sep 18, 2023
Book Page	506/58
Instrument	569859

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	ASHLAND, KY 41105

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 2, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 10 Sparrow Ln was $1,449.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,449.00	$169,900	$169,900
2023	$818.00 (-0.37%)	$95,000 (-)	$95,000 (-)
2022	$821.00	$95,000	$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Sparrow Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2002–2012)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jul 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Sparrow Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T.

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