Kershaw County property record for 10 Snowbird Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,931 sqft · built 2016 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $388,000 (Sep 2024) |
| Tax Bill | $1,688 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 307-00-02-040-SKH |
| Primary APN | 307-00-02-040-SKH |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,931 sqft Gross Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Lot Area | 28,750 sqft (0.66 acres) |
| Account Number | 867 |
|---|---|
| Street Address | 10 SNOWBIRD LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-7007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LONGVIEW SUBDIV SOUTH LOT 40 |
| Legal Subdivision | LONGVIEW SUBDIV |
| Legal Lot Number | 40 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970907 |
10 Snowbird Ln is owned and occupied by an individual who bought it in September 2024.
Source: Kershaw County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 SNOWBIRD LN, ELGIN, SC 29045-7007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Jul 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 3, 2017 | Grant Deed, Subdivision Related Transfer AMERIS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on File |
| Deed Sale | Sep 9, 2024 · Amount on File |
| Deed Document Number | 20247544 |
| Deed Book / Page | 5209 / 160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 8, 2026 |
| Property Address | 10 SNOWBIRD LN, ELGIN, SC 29045-7007 |
| Document Number | 0000005403 |
| Book / Page | 5607 / 1 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 20265403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10 SNOWBIRD LN, ELGIN, SC 29045-7007 |
| Document Number | 0000005403, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 5607/1 |
| Instrument | 20265403 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 10 SNOWBIRD LN, ELGIN, SC 29045-7007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0020236020 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 4980/41 |
| Instrument | 2023-6020 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 3, 2017 |
| Property Address | 10 SNOWBIRD LN, ELGIN, SC 29045-7007 |
| Document Number | 0000000014 |
| Book / Page | 003633 / 000104 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 14 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $889.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 SNOWBIRD LN ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 15 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 003633/000107 |
| Instrument | 15 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 2, 2047 |
The 2025 property tax bill for 10 Snowbird Ln was $1,688.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,688.00 | $389,300 Land $40,000 Building $349,300 | $389,300 |
| 2023 | $1,600.00 | $278,200 Land $27,000 Building $251,200 | $278,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Snowbird Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Snowbird Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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