10 Snow Rd, Effingham, NH 03882 Property Records

Carroll County and Effingham Town property record for 10 Snow Rd, Effingham, NH 03882

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,003 sqft · built 1977
Lot Size	6.1 acres (265,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Oct 2019)
Tax Bill	$6,058 (2025)
Deeds & Mortgages	Nov 2023 Refinance Oct 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`EFFI M:00204 B:000023 L:000000`

Property Details

APN / Parcel Number

Primary APN	`EFFI M:00204 B:000023 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,003 sqft Living Area
Gross Area	3,495 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	265,716 sqft (6.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 SNOW RD
City	EFFINGHAM
State	NH
Zip	03882-8459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VD VI
Legal Block	23
Jurisdiction	EFFINGHAM TOWN NH
Township / Civil Division	EFFINGHAM
Census Block Group	1
Census Block	1023
Census Tract	955801

Owner

Source: Carroll County and Effingham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 OLD FERRY RD, A, HAVERHILL, MA 01830-4373
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE
Oct 18, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Mar 26, 2010 · Amount on Record
Deed Document Number	201910766
Deed Book / Page	3469 / 685
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	10 SNOW RD, EFFINGHAM, NH 03882-8459
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003747-1051
Date	Nov 13, 2023
Book Page	3747/1051
Instrument	202300101350

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	Oct 18, 2019
Property Address	10 SNOW RD, EFFINGHAM, NH 03882-8459
Document Number	0034690685
Book / Page	003469 / 000685
Instrument Date	Oct 18, 2019
Instrument	10766
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 BEACH POND RD WOLFEBORO NH 038944803, WOLFEBORO, NH 03894-4803

Mortgage

Document Number	34690687
Date	Oct 18, 2019
Book Page	003469/000687
Instrument	10767

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Effingham Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,058.00 (+4.97%)	$393,900 (+87.84%) Land $114,800 Building $279,100
2024	$5,771.00 (+11.47%)	$209,700 (-) Land $66,200 Building $143,500	$325,280
2023	$5,177.00 (+4.73%)	$209,700 (-) Land $66,200 Building $143,500
2022	$4,943.00	$209,700 Land $66,200 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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