10 Snapper St, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 10 Snapper St, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,678 sqft · built 2019
Lot Size	0.075 acres (3,267 sqft)
Owner	Company Name on File
Last Sale	$840,000 (Dec 2025)
Tax Bill	$8,012 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`12-3S-20-34030-00G-0120`

Property Details

APN / Parcel Number

Primary APN	`12-3S-20-34030-00G-0120`
Alternative APN	`12-320-34030-00G-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	839 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	70 ft deep x 47 ft wide
Driveway	Brick Driveway
Porch	Finished/Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 SNAPPER ST
City	SANTA ROSA BEACH
State	FL
Zip	32459-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 12 BLK G BLUE GULF RESORT UNIT 1 PB 3-69 OR 1464-261 &-262 OR 1784-380 OR 3048-705 OR 3112-650 OR 3133-4227 OR 3246-4281 OR 3264-1883
Legal Range	020
Legal Township	03S
Legal Section	12
Legal Subdivision	BLUE GULF RESORT UNIT 1
Legal Block	G
Legal Lot Number	12
Legal Unit	1 P
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1035
Census Tract	950606

Owner

10 Snapper St is owned by a company that bought it in December 2025.

Source: Walton County records, as of September 2, 2026

Owner of Record	Company Name on File
Mailing Address	2960 DEVONSHIRE CV, GERMANTOWN, TN 38139-8061
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 24, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 7, 2022	Warranty Deed, Transfer MCNEESE TITLE LLC
Feb 20, 2020	Warranty Deed, Transfer PROVIDENT TITLE
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BK
Jul 19, 2019	Warranty Deed, Transfer · ARM RENASANT BANK
Jul 27, 2017	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Apr 7, 2022 · Amount on File
Deed Document Number	202545042
Deed Book / Page	3380 / 296
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 17, 2026
Property Address	10 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4512
Document Number	0000033973
Book / Page	3409 / 3064
Instrument Date	Aug 14, 2026
Instrument	202633973
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2960 DEVONSHIRE CV, GERMANTOWN, TN 38139-8061

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 5, 2025
Property Address	10 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4512
Document Number	0033800296
Book / Page	3380 / 296
Map Reference	MB 3 PG 69
Instrument Date	Dec 5, 2025
Instrument	20250045042
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, 850 TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 SILVER SPUR DR, SOUTHLAKE, TX 76092-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 DEVONSHIRE CV, GERMANTOWN, TN 38139-8061

Mortgage

Document Number	0003380298
Date	Dec 5, 2025
Instrument	3380/298

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Aug 24, 2022
Property Address	10 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4512
Document Number	0032641883
Book / Page	3264 / 1883
Map Reference	MB 3 PG 69
Instrument Date	Jun 10, 2022
Instrument	20220038437
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 N PINE ST, 309, ROANOKE, TX 76262-6637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N PINE ST, ROANOKE, TX 76262-6637

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 7, 2022
Property Address	10 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4512
Document Number	0032464281
Book / Page	3246 / 4281
Map Reference	MB 3 PG 69
Instrument Date	Mar 31, 2022
Instrument	20220016432
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$7,210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8411 RENNER BLVD APT 1309, 8411, LENEXA, KS 66219-5802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N PINE ST, ROANOKE, TX 76262-6637

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 20, 2020
Property Address	10 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4512
Document Number	0031334227
Book / Page	003133 / 004227
Instrument Date	Feb 19, 2020
Instrument	6134
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Tax	$3,710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8411 RENNER BLVD #1309 LENEXA KS 662195802, 1309, LENEXA, KS 66219-5802

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 31, 2019
Property Address	10 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4512
Document Number	0031131554
Book / Page	003113 / 001554
Instrument Date	Jul 30, 2019
Instrument	25914
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,353.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2014 FOREST GLEN CT TALLAHASSEE FL 323035100, TALLAHASSEE, FL 32303-5100

Mortgage

Document Number	31131556
Date	Jul 31, 2019
Book Page	003113/001556
Instrument	25915

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 19, 2019
Property Address	10 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4512
Document Number	0031120650
Book / Page	3112 / 0650
Map Reference	MB 3 PG 69
Instrument Date	Jul 18, 2019
Instrument	20190024294
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,423.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 REDFISH CIR, 145, SANTA ROSA BEACH, FL 32459-4516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 REDBUD LN UNIT 411, 411, ROSEMARY BEACH, FL 32461-8130

Mortgage

Document Number	0003112652
Date	Jul 19, 2019
Instrument	3112/652

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 27, 2017
Property Address	10 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4512
Document Number	0030480705
Book / Page	003048 / 000705
Instrument Date	Jul 24, 2017
Instrument	24843
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 REDFISH CIR SANTA ROSA BEACH FL 324594516, SANTA ROSA BEACH, FL 32459-4516

Tax Assessment & Valuation

The 2025 property tax bill for 10 Snapper St was $8,012, down 1.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,012.00 (-1.09%)	$886,798 Land $335,000 Building $551,798	$886,798 Land $335,000 Building $551,798
2024	$8,100.00 (-5.23%)
2023	$8,547.00 (+56.08%)	$940,744 (+36.52%) Land $335,000 Building $605,744	$940,744 (+36.52%) Land $335,000 Building $605,744
2022	$5,476.00	$689,082 Land $218,115 Building $470,967	$689,082 Land $218,115 Building $470,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Snapper St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Snapper St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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