10 Smithcliffs Rd, Laguna Beach, CA 92651 Property Records

Orange County property record for 10 Smithcliffs Rd, Laguna Beach, CA 92651 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1999
Square Footage4,505 sqft Living Area
Lot Size10,520 sqft (0.241 acres)
Garage727 sqft
Last Sale$4,700,000 (2021)
Tax Bill$51,712.00 (2025)

Property Details

APN / Parcel Number

Primary APN053-301-45

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area4,505 sqft Living Area

Exterior

Year BuiltBuilt 1999
Lot Area10,520 sqft (0.241 acres)
Parking Spaces3 Parking Spaces
Garage Area727 sqft Garage
Pool TypePool with Hot Tub/Spa Pool Type

Location & Zoning

Street Address10 SMITHCLIFFS RD
CityLAGUNA BEACH
StateCA
Zip92651-1325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 13988 BLK LOT 9
Legal Subdivision13988
Legal Tract13988
Legal Lot Number9
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup2
Census Block2059
Census Tract62656

Owner

Source: Orange County records · APN 053-301-45

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3419 VIA LIDO, NEWPORT BEACH, CA 92663-3908
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2023Deed of Trust, Mortgage · Commercial Mortgage
BOKF NA
Jul 14, 2021Grant Deed, Transfer · Conventional Mortgage
FORTIS PRIVATE BANK
May 18, 2020Quit Claim Deed, Transfer
OTHER
May 18, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 04, 2017Deed of Trust, Mortgage
FARMERS & MERCHANTS BK/LNG BCH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleMay 18, 2020
Deed Doc Number2021000454395
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address10 SMITHCLIFFS RD, LAGUNA BEACH, CA 92651-1325
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SMITHCLIFFS RD, LAGUNA BEACH, CA 92651-1325

Mortgage

Document Number0000191739
DateAug 09, 2023
Instrument2023000191739
Lender
NameBOKF NA
TypeBank
AddressTULSA, OK 74121
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJul 14, 2021
Property Address10 SMITHCLIFFS RD, LAGUNA BEACH, CA 92651-1325
Document Number0000454395
Map ReferenceMB 693 PG 13-17
Instrument DateJul 14, 2021
Instrument2021000454395
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3419 VIA LIDO # 657, 657, NEWPORT BEACH, CA 92663-3908

Mortgage

Document Number0000454396
DateJul 14, 2021
Instrument2021000454396
Lender
NameFORTIS PRIVATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateAug 01, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateMay 18, 2020
Property Address10 SMITHCLIFFS RD, LAGUNA BEACH, CA 92651-1325
Document Number0000222392
Instrument DateMar 31, 2020
Instrument222392
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address709 RANDOLPH AVE COSTA MESA CA 926265917, COSTA MESA, CA 92626-5917

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateMay 18, 2020
Property Address10 SMITHCLIFFS RD, LAGUNA BEACH, CA 92651-1325
Document Number0000222391
Instrument DateMar 31, 2020
Instrument222391
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address709 RANDOLPH AVE COSTA MESA CA 926265917, COSTA MESA, CA 92626-5917

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address10 SMITHCLIFFS RD, LAGUNA BEACH, CA 92651-1325
Document Number0000010200
Instrument DateJan 04, 2017
Transaction TypeMortgage
Record UpdatedJan 17, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address42 SMITHCLIFFS RD LAGUNA BEACH CA 926511325, LAGUNA BEACH, CA 92651-1325

Mortgage

Document Number0000010200
DateJan 10, 2017
Instrument10200
Lender
NameFARMERS & MERCHANTS BK/LNG BCH
TypeBank
Address12515 SEAL BEACH BLVD, SEAL BEACH, CA 90740-2712
Agreement
AmountAmount Recorded
Term84 Months
DueJan 09, 2024

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$51,712.00 (+4.2%)$4,987,677 (+4.04%) Land $3,144,226 Building $1,843,451
2023$49,628.00 (+1.7%)$4,794,000 Land $3,022,132 Building $1,771,868
2022$48,798.00

Flood & Wildfire

10 Smithcliffs Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 20th in California
Wildfire LikelihoodLow — about 1 in 2,778 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Smithcliffs Rd

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