10 Smith St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 10 Smith St, Waldwick, NJ 07463 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1930
Square Footage	1,254 sqft Living Area
Lot Size	10,001 sqft (0.23 acres)
Last Sale	$355,000 (2005)
Tax Bill	$10,738.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`64-00132-0000-00004`
Alternative APN	`640013200004`

Interior

Building Area	1,254 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame Construction
Lot Area	10,001 sqft (0.23 acres)
Depth X Width	200 ft x 50 ft Depth x Width

Location & Zoning

Street Address	10 SMITH ST
City	WALDWICK
State	NJ
Zip	07463-1613
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50X200 2LT
Legal Block	132
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Minor Civil Division	WALDWICK
Census Blockgroup	1
Census Block	1011
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00132-0000-00004

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 WYCKOFF AVE, WALDWICK, NJ 07463-1234
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2005 · Amount on Record
Deed Sale	Dec 12, 2005 · Amount on Record
Deed Book / Page	8970 / 206
Prior Transfer Date	Dec 01, 2005
Prior Transfer Doc	0089700206
Record Refreshed	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	10 SMITH ST, WALDWICK, NJ 07463-1613
Document Number	0027642194
Book / Page	002764 / 002194
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	10 SMITH ST WALDWICK NJ 074631613, WALDWICK, NJ 07463-1613

Mortgage

Document Number	0027642194
Date	Oct 25, 2017
Book Page	002764/002194

Lender

Name	LIVE OAK BKG
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 24, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,900 (-) Land $275,000 Building $192,900	$467,900 (-) Land $275,000 Building $192,900
2025	$10,738.00 (+3.66%)	$467,900 (+38.02%) Land $275,000 Building $192,900	$467,900 (+38.02%) Land $275,000 Building $192,900
2024	$10,359.00 (+7.3%)
2023		$339,000 Land $230,000 Building $109,000	$339,000 Land $230,000 Building $109,000
2022	$9,654.00

Flood & Wildfire

10 Smith St is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 4th percentile of exposed land nationally · 10th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.