Fayette County property record for 10 Smith Dr, Grand Junction, TN 38039
| Property Type | State Owned (Exempt) |
|---|---|
| Details | 2,016 sqft · built 1992 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (Jan 2026) |
| Tax Bill | $99 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174-009.12 |
| Primary APN | 174-009.12 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,016 sqft Gross Area |
| 1st Floor Area | 2,016 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Lot Area | 57,064 sqft (1.31 acres) |
| Terrain | Rolling |
| Deck Area | 1 sqft |
| Utility Building | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 10 SMITH DR |
|---|---|
| City | GRAND JUNCTION |
| State | TN |
| Zip | 38039-6257 |
| Property Category | Public Works |
| Property Type | Public Works > State Owned (Exempt) |
| Legal Description | CLIFFORD SHED MINOR SUBD PB: 11 PG: 113 LOT: 1A |
| Legal Subdivision | CLIFFORD SHED MINOR SUBD |
| Legal Lot Number | 1A |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 60600 |
10 Smith Dr, a public works property, is owned by two individuals who bought it in January 2026.
Source: Fayette County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 SMITH DR, GRAND JUNCTION, TN 38039-6257 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Special Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Nov 15, 2022 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP |
| Oct 8, 2020 | Deed of Trust, Mortgage CENTENNIAL BK |
| Nov 29, 2017 | Loan Modification, Mortgage INSOUTH BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Jun 10, 2024 · Amount on File |
| Deed Document Number | 202665 |
| Prior Transfer Date | Jun 5, 2024 |
| Prior Transfer Doc | 0000003252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Jan 6, 2026 |
| Property Address | 10 SMITH DR, GRAND JUNCTION, TN 38039-6257 |
| Document Number | 0000000065 |
| Map Reference | MB 2 PG 88 DOC 18804 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 26000065 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | BANKERS TITLE CORPORATION, BANKERS TITLE & ESCROW CORP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SMITH DR, GRAND JUNCTION, TN 38039-6257 |
| Document Number | 0000000066 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 26000066 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Nov 15, 2022 |
| Property Address | 10 SMITH DR, GRAND JUNCTION, TN 38039-6257 |
| Document Number | 0000008660 |
| Map Reference | MB 2 PG 88 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 22008660 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SMITH DR, GRAND JUNCTION, TN 38039-6257 |
| Document Number | 0000008661 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 22008661 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Number | 0000008662 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 22008662 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 10 SMITH DR, GRAND JUNCTION, TN 38039-6257 |
| Document Number | 0000008237 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1846 S HIGHLAND AVE JACKSON TN 383011701, JACKSON, TN 38301-1701 |
| Document Number | 0000008237 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 8237 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | BOLIVAR, TN 38008 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 18, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 10 SMITH DR, GRAND JUNCTION, TN 38039-6257 |
| Document Number | 0000007823 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1846 S HIGHLAND AVE JACKSON TN 383011701, JACKSON, TN 38301-1701 |
| Document Number | 0000007823 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 7823 |
| Name | INSOUTH BK |
|---|---|
| Type | Bank |
| Address | BROWNSVILLE, TN 38012 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 17, 2022 |
Source: Fayette County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,300 Land $14,400 Building $27,900 | ||
| 2024 | $99.00 | ||
| 2023 | $7,675 Land $2,450 Building $5,225 | ||
| 2021 | $30,700 Land $9,800 Building $20,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 Smith Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Smith Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 77% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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