10 Smith Ave, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 10 Smith Ave, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,836 sqft · built 1972
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2021)
Tax Bill	$3,756 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270100 40.17-3-40`

Property Details

APN / Parcel Number

Primary APN	`270100 40.17-3-40`
Alternative APNs	`010004001700030400000000` `0309240`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Basement
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0309240
Street Address	10 SMITH AVE
City	AMSTERDAM
State	NY
Zip	12010-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HGL 90X120
Legal Block	3
Legal Lot Number	40.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	2
Census Block	2031
Census Tract	70700

Owner

10 Smith Ave is owned and occupied by an individual who bought it in July 2021.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10 SMITH AVE, AMSTERDAM, NY 12010-2812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Deed Document Number	202194022
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Jul 29, 2021
Property Address	10 SMITH AVE, AMSTERDAM, NY 12010-2812
Document Number	4022
Instrument Date	Jul 19, 2021
Instrument	2021-94022
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 MAIN ST, AMSTERDAM, NY 12010-8328

Mortgage

Document Number	4023
Date	Jul 29, 2021
Instrument	2021-94023

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Smith Ave was $3,756, up 139.4% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,756.00 (+139.39%)
2025	$1,569.00	$75,000 Land $16,000 Building $59,000	$220,588 Land $47,059 Building $173,529
2023		$75,000 Land $16,000 Building $59,000	$174,419 Land $37,209 Building $137,210
2020	$1,363.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Smith Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Smith Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20