10 Smith Ave, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 10 Smith Ave, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,195 sqft · built 1984
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2022)
Tax Bill	$5,111 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 42.19-7-45`

Property Details

APN / Parcel Number

Primary APN	`012689 42.19-7-45`
Alternative APNs	`268904201900070450000000` `04201900070450000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	999 sqft
Upper Floors Area	196 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04201900070450000000
Street Address	10 SMITH AVE
City	ALBANY
State	NY
Zip	12205-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-SMITH AV E-8 S-129-86
Legal Subdivision	DRAKE COURT SUBDIVISION
Legal Block	7
Legal Lot Number	45.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2003
Census Tract	14002

Owner

10 Smith Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 SMITH AVE, ALBANY, NY 12205-3034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Deed Document Number	202219999
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 26, 2022
Property Address	10 SMITH AVE, ALBANY, NY 12205-3034
Document Number	0000009999
Map Reference	DR 172 MAP 6082
Instrument Date	Jan 28, 2022
Instrument	R2022-19999
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 SMITH AVE, COLONIE, NY 12205-3034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 DOTT AVE, COLONIE, NY 12205-5303

Mortgage

Document Number	0000000000
Date	Aug 26, 2022
Instrument	R2022-20000

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 10 Smith Ave was $5,111, down 3.8% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,111.00 (-3.82%)
2025	$5,314.00	$112,500 Land $28,100 Building $84,400	$257,400 Land $64,293 Building $193,107
2023		$112,500 (-) Land $28,100 Building $84,400	$220,600 (+9.32%) Land $55,101 Building $165,499
2022		$112,500 Land $28,100 Building $84,400	$201,794 Land $50,404 Building $151,390
2021	$3,641.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Smith Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Smith Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880