10 Skye Ln, Kelso, TN 37348 Property Records

Lincoln County property record for 10 Skye Ln, Kelso, TN 37348

Property Summary

Property Type	Rural Home
Details	2.25 ba · 1,968 sqft · built 2003
Lot Size	48.2 acres (2,101,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,400 (Feb 2005)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052112 02900`

Property Details

APN / Parcel Number

Primary APN	`052112 02900`
Alternative APN	`112 02900`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,621 sqft
Upper Floors Area	1,157 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,101,334 sqft (48.2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	273 sqft
Patio Area	900 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	10 SKYE LN
City	KELSO
State	TN
Zip	37348-7009
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 03 GBA5/309, COUNTY AREA: R04
Jurisdiction	LINCOLN TN
Township / Civil Division	7
Census Block Group	1
Census Block	1039
Census Tract	975500

Owner

Source: Lincoln County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 SKYE LN, KELSO, TN 37348-7009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Conventional with PMI FARM CREDIT SVCS
Nov 20, 2019	Grant Deed, Construction Loan · Construction Mortgage FARM CREDIT SVCS
Jun 12, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2005 · Amount on Record
Deed Sale	Feb 8, 2005 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Book / Page	13 / 808
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	10 SKYE LN, KELSO, TN 37348-7009
Document Number	0000005230
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 MOUNTAIN CREEK RD CHATTANOOGA TN 374054502, CHATTANOOGA, TN 37405-4502

Mortgage

Document Number	0000005230
Date	Nov 20, 2019
Book Page	000789/000197
Instrument	5230

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MAYFIELD, KY 42066-0309

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2024

November 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LINCOLN TN
Recording Date	Nov 20, 2019
Property Address	10 SKYE LN, KELSO, TN 37348-7009
Book / Page	000789 / 000174
Instrument Date	Nov 1, 2019
Instrument	5229
Transaction Type	Construction Loan
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 MOUNTAIN CREEK RD CHATTANOOGA TN 374054502, CHATTANOOGA, TN 37405-4502

Mortgage

Document Number	0000005229
Date	Nov 20, 2019
Book Page	000789/000174
Instrument	5229

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	408 E BROADWAY, MAYFIELD, KY 42066-2406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2020

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN TN
Recording Date	Jun 12, 2019
Property Address	10 SKYE LN, KELSO, TN 37348-7009
Document Number	0000002512
Book / Page	000016 / 000503
Instrument Date	May 7, 2019
Instrument	2512
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$143.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 246 FAYETTEVILLE TN 373340246, FAYETTEVILLE, TN 37334-0246

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00 Additional exemption filed	$113,175 (-) Land $27,750 Building $85,425
2024	$2,150.00 Additional exemption filed	$113,175 Land $27,750 Building $85,425	$727,100 Land $385,400 Building $341,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fayetteville Public Utilities Fiber	1,000 / 100
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Streets

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