Barnstable County and Chatham Town property record for 10 Skunks Neck Rd, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,526 sqft · built 2003 |
| Lot Size | 0.925 acres (40,312 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,050,000 (Dec 2022) |
| Tax Bill | $10,848 (2025) |
| Deeds & Mortgages | May 2022 Refinance Oct 2023 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:11B B:003B L:W9 |
| Primary APN | CHAT M:11B B:003B L:W9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 4,526 sqft Living Area |
| Gross Area | 9,306 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,312 sqft (0.925 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 547 |
|---|---|
| Street Address | 10 SKUNKS NECK RD |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 3B |
| Legal Lot Number | W9 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10700 |
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWER LLC |
| Oct 2, 2023 | Deed, Transfer |
| Mar 1, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 16, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| May 18, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Mar 25, 2019 | Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK |
| Jan 11, 2017 | Quit Claim Deed, Transfer · ARM PERL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on Record |
| Deed Sale | Dec 16, 2022 · Amount on Record |
| Prior Sale | Jan 11, 2017 · Amount on Record |
| Deed Book / Page | 35548 / 208 |
| Last Transfer Date | Jan 23, 2023 |
| Transfer Doc | 0035659-39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035125-242 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 35125/242 |
| Instrument | 25736 |
| Name | LOWER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Oct 2, 2023 |
| Property Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Document Number | 036013-187 |
| Book / Page | 36013 / 187 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 38830 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Mar 1, 2023 |
| Property Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Document Number | 0035659-39 |
| Book / Page | 35659 / 39 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 8033 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6821 AMARETTO CT, PLANO, TX 75024-7531 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Dec 16, 2022 |
| Property Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Document Number | 035548-208 |
| Book / Page | 35548 / 208 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 62017 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6821 AMARETTO CT, PLANO, TX 75024-7531 |
| Investor | Possibly a Property Investor |
| Document Number | 0001473140 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 1473140 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31274-170 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 31274/170 |
| Instrument | 23418 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31906-22 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 31906/22 |
| Instrument | 12706 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Jan 11, 2017 |
| Property Address | 10 SKUNKS NECK RD, CHATHAM, MA 02633-2135 |
| Document Number | 30227-349 |
| Book / Page | 30227 / 349 |
| Instrument | 1932 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.44 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jan 11, 2017 |
|---|
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Max Rate At Change | 20.1% |
| Max Rate | 2.25% |
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,848.00 (+3.45%) | $3,126,200 (+6.43%) Land $1,284,900 Building $1,841,300 | $3,589,100 |
| 2024 | $10,486.00 (+7.96%) | $2,937,300 (+17.33%) Land $1,212,100 Building $1,725,200 | |
| 2023 | $9,713.00 | $2,503,400 Land $1,010,000 Building $1,493,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 units insured incl. 14 condo units |
| Nearby Flood Claims | 76 (1988–2023) |
| Claims Outside the SFHA | 26 of 76 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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