10 Skipper Ct, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 10 Skipper Ct, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,378 sqft · built 1981
Lot Size	0.329 acres (14,319 sqft)
Owner	2 Individual Names on File
Last Sale	$184,900 (Sep 2018)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-040909`

Property Details

APN / Parcel Number

Primary APN	`03-040909`
Alternative APN	`040909`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,378 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,319 sqft (0.329 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	040909
Street Address	10 SKIPPER CT
City	BERLIN
State	MD
Zip	21811-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-06-447 14319 SQ FT SKIPPER CT PLAT OCEAN PINES SEC 6
Legal Subdivision	OCEAN PINES
Legal Lot Number	447
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2001
Census Tract	950600

Owner

Source: Worcester County records · APN 03-040909

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 NETHERLANDS DR, MIDDLETOWN, DE 19709-9679
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Sep 11, 2018	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Mar 31, 2009 · Amount on Record
Deed Book / Page	7282 / 181
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10 SKIPPER CT, OCEAN PINES, MD 21811-1845
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078050146
Date	Oct 21, 2020
Book Page	7805/146

Lender

Name	EMBRACE HOME LOANS INC
Type	Private Party
Address	MIDDLETOWN, RI 2842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 11, 2018
Property Address	10 SKIPPER CT, OCEAN PINES, MD 21811-1845
Document Number	0072820181
Book / Page	007282 / 000181
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	REAL ESTATE TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$184.90
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 NETHERLANDS DR MIDDLETOWN DE 197099679, MIDDLETOWN, DE 19709-9679

Mortgage

Document Number	72820190
Date	Sep 11, 2018
Book Page	007282/000190

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,033 (+36.94%)	$341,200 (+36.1%) Land $94,700 Building $246,500
2025	$2,592.00 (+19.28%)
2023	$2,173.00	$227,133	$250,700 Land $83,400 Building $167,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	13 (1979–2017)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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