10 Silverbrook Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 10 Silverbrook Rd, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,180 sqft · built 1967
Lot Size	0.975 acres (42,471 sqft)
Owner	Individual Name on Record
Last Sale	$507,000 (Feb 2020)
Tax Bill	$12,750 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0030 B:0008 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0030 B:0008 L`
Alternative APN	`1045`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
Gross Area	3,821 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,471 sqft (0.975 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1045
Street Address	10 SILVERBROOK RD
City	TOPSFIELD
State	MA
Zip	01983-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Block	8
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2008
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SILVERBROOK RD, TOPSFIELD, MA 01983-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage SALEM FIVE CENTS SAVINGS BANK
Nov 15, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD
Nov 15, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD
Feb 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	May 1, 1998 · Amount on Record
Deed Book / Page	38282 / 170
Last Transfer Date	Nov 15, 2021
Transfer Doc	040482-105
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	10 SILVERBROOK RD, TOPSFIELD, MA 01983-1621
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043032-16
Date	Oct 28, 2025
Book Page	43032/16
Instrument	20251028002000

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Nov 15, 2021
Property Address	10 SILVERBROOK RD, TOPSFIELD, MA 01983-1621
Document Number	040482-105
Book / Page	40482 / 105
Instrument Date	Nov 15, 2021
Instrument	20211115001980
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SILVERBROOK RD, TOPSFIELD, MA 01983-1621

Mortgage

Document Number	20211115001990
Date	Nov 15, 2021
Instrument	20211115001990

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Nov 15, 2021
Property Address	10 SILVERBROOK RD, TOPSFIELD, MA 01983-1621
Document Number	40482-105
Book / Page	40482 / 105
Instrument Date	Nov 15, 2021
Instrument	20211115001980
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SILVERBROOK RD, TOPSFIELD, MA 01983-1621

Mortgage

Document Number	40482-107
Date	Nov 15, 2021
Book Page	40482/107
Instrument	20211115001990

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Feb 24, 2020
Property Address	10 SILVERBROOK RD, TOPSFIELD, MA 01983-1621
Document Number	38282-170
Book / Page	38282 / 170
Instrument Date	Feb 20, 2020
Instrument	20200224003140
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SILVERBROOK RD, TOPSFIELD, MA 01983-1621

Mortgage

Document Number	200224003150
Date	Feb 24, 2020
Instrument	200224003150

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,750.00 (+8.84%)	$850,600 (+6.67%) Land $371,400 Building $479,200	$754,110
2024	$11,714.00 (+39.52%)	$797,400 (+44.35%) Land $351,900 Building $445,500
2023	$8,396.00	$552,400 Land $332,300 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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