10 Sidney Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 10 Sidney Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1973
Lot Size	0.349 acres (15,215 sqft)
Owner	2 Trust Names on File
Last Sale	$494,000 (Apr 2023)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	May 2025 Line of Credit Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:104 P:K2-7`

Property Details

APN / Parcel Number

Primary APN	`HARW M:104 P:K2-7`
Alternative APNs	`M:00104 B:K002 L:007` `7729`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,215 sqft (0.349 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7729
Street Address	10 SIDNEY RD
City	HARWICH
State	MA
Zip	02645-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	3
Census Block	3018
Census Tract	11100

Owner

10 Sidney Rd is owner-occupied and held in a trust since April 2023.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 SIDNEY RD, HARWICH, MA 02645-1208
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE AFFINITY LLC
Apr 5, 2023	Correction Deed
Mar 31, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Mar 31, 2023 · Amount on File
Deed Document Number	202312999
Deed Book / Page	35716 / 246
Prior Transfer Date	Mar 23, 2023
Prior Transfer Doc	035709-300
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	10 SIDNEY RD, HARWICH, MA 02645-1208
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036960-288
Date	May 6, 2025
Book Page	36960/288
Instrument	17710

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2040

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HARWICH MA
Recording Date	Apr 5, 2023
Property Address	10 SIDNEY RD, HARWICH, MA 02645-1208
Document Number	035716-246
Book / Page	35716 / 246
Instrument Date	Mar 23, 2023
Instrument	12999
Record Updated	Apr 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 UPHAM ST, RANDOLPH, MA 02368-1912

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Mar 31, 2023
Property Address	10 SIDNEY RD, HARWICH, MA 02645-1208
Document Number	035709-300
Book / Page	35709 / 300
Instrument Date	Mar 23, 2023
Instrument	12448
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 UPHAM ST, RANDOLPH, MA 02368-1912

Tax Assessment & Valuation

The 2025 property tax bill for 10 Sidney Rd was $2,648, up 3.6% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 (+3.56%)	$448,000 (+5.64%) Land $154,500 Building $293,500	$582,445
2024	$2,557.00 (+4.32%)	$424,100 (+14.9%) Land $145,700 Building $278,400
2023	$2,451.00	$369,100 Land $132,500 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Sidney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Sidney Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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