10 Shepherd Rd, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 10 Shepherd Rd, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 864 sqft · built 1951
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2025)
Tax Bill	$7,312 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0028 B:000067 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0028 B:000067 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	984 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,999 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10 SHEPHERD RD
City	WESTBOROUGH
State	MA
Zip	01581-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	67
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	3
Census Block	3018
Census Tract	761200

Owner

10 Shepherd Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 SHEPHERD RD, WESTBOROUGH, MA 01581-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NBKC BANK
Jul 15, 2022	Deed, Transfer
Jul 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RTN FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	Jul 29, 2020 · Amount on File
Deed Document Number	202567387
Deed Book / Page	72384 / 40
Prior Transfer Date	Aug 8, 2025
Prior Transfer Doc	0072384-40
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Aug 11, 2025
Property Address	10 SHEPHERD RD, WESTBOROUGH, MA 01581-1423
Document Number	0072384-40
Book / Page	72384 / 40
Instrument Date	Aug 8, 2025
Instrument	67387
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 SHEPHERD RD, WESTBOROUGH, MA 01581-1423

Mortgage

Document Number	0000067388
Date	Aug 11, 2025
Instrument	67388

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Jul 15, 2022
Property Address	10 SHEPHERD RD, WESTBOROUGH, MA 01581-1423
Document Number	067914-298
Book / Page	67914 / 298
Instrument Date	Jul 8, 2022
Instrument	77559
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SHEPHERD RD, WESTBOROUGH, MA 01581-1423

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Jul 29, 2020
Property Address	10 SHEPHERD RD, WESTBOROUGH, MA 01581-1423
Document Number	62904-392
Book / Page	62904 / 392
Instrument Date	Jul 18, 2020
Instrument	82694
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SHEPHERD RD, WESTBOROUGH, MA 01581-1423

Mortgage

Document Number	82695
Date	Jul 29, 2020
Instrument	82695

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Shepherd Rd was $7,312, up 3.1% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,312.00 (+3.15%)	$459,000 (+5.47%) Land $327,000 Building $132,000	$480,666 (+6.54%)
2025	$7,089.00 (+6.47%)	$435,200 (+7.27%) Land $311,200 Building $124,000	$451,155 (+1.84%)
2024	$6,658.00 (+4.95%)	$405,700 (+7.7%) Land $276,700 Building $129,000	$442,985
2023	$6,344.00	$376,700 Land $261,000 Building $115,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Shepherd Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1982–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Shepherd Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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