Hampden County and Holyoke City property record for 10 Shepard Dr, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,802 sqft · built 1965 |
| Lot Size | 0.331 acres (14,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $278,000 (Jan 2019) |
| Tax Bill | $6,965 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0134 B:0000 L:28 |
| Primary APN | HOLY M:0134 B:0000 L:28 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,802 sqft Living Area |
| Gross Area | 3,733 sqft |
| Basement Area | 1,357 sqft |
| Unfinished Basement | 136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,401 sqft (0.331 acres) |
| Pool Type | In-Ground Pool |
| Heating Fuel | Electric |
|---|
| Street Address | 10 SHEPARD DR |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | BEMIS HEIGHTS SEC F |
| Legal Lot Number | 28 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 811900 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SHEPARD DR, HOLYOKE, MA 01040-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALDEN CREDIT UNION |
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALDENVILLE CU |
| Jan 11, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Jun 9, 2004 · Amount on Record |
| Deed Document Number | 20191880 |
| Deed Book / Page | 22519 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 10 SHEPARD DR, HOLYOKE, MA 01040-1349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0026253-85 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 26253/85 |
| Instrument | 10991 |
| Name | ALDEN CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 10 SHEPARD DR, HOLYOKE, MA 01040-1349 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23889-227 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 23889/227 |
| Instrument | 34091 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Jan 11, 2019 |
| Property Address | 10 SHEPARD DR, HOLYOKE, MA 01040-1349 |
| Document Number | 22519-86 |
| Book / Page | 22519 / 86 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 1880 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1881 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 1881 |
| Name | GREENFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,965.00 (+6.81%) | $399,600 (+6.99%) Land $85,600 Building $295,100 | $407,702 (+5.44%) |
| 2025 | $6,521.00 (+6.57%) | $373,500 (+15.67%) Land $80,000 Building $293,500 | $386,650 (-12.15%) |
| 2024 | $6,119.00 (+4.44%) | $322,900 (+3.39%) Land $76,200 Building $246,700 | $440,135 |
| 2023 | $5,859.00 | $312,300 Land $76,200 Building $236,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1984–2014) |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 150 / 150 |
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