10 Shady Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 10 Shady Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,277 sqft · built 1950
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,500 (Apr 2003)
Tax Bill	$14,221 (2025)
Deeds & Mortgages	Apr 2024 Sale Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01704-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`14-01704-0000-00018`
Alternative APNs	`1400513000000031A` `140170400018`

Interior

Building Area	2,277 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Split Level
Lot Area	9,365 sqft (0.215 acres)

Location & Zoning

Old Parcel Number	1400513000000031A
Street Address	10 SHADY TER
City	WAYNE
State	NJ
Zip	07470-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	1704
Legal Lot Number	18
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 SHADY TER, WAYNE, NJ 07470-4320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Agreement of Sale, Transfer
Jan 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC STEWARDSHIP BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2003 · Amount on Record
Deed Sale	Apr 10, 2003 · Amount on Record
Deed Book / Page	579 / 152
Record Updated	Sep 20, 2026

April 2024: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	PASSAIC NJ
Recording Date	Apr 2, 2024
Property Address	10 SHADY TER, WAYNE, NJ 07470-4320
Document Number	0000010731
Book / Page	D4688 / 77
Instrument Date	Mar 25, 2024
Instrument	2024010731
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 VALLEY RD, WAYNE, NJ 07470-3532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SHADY TER, WAYNE, NJ 07470-4320

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	10 SHADY TER, WAYNE, NJ 07470-4320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001922
Date	Jan 10, 2017
Book Page	M14306/0090
Instrument	2017001922

Lender

Name	ATLANTIC STEWARDSHIP BANK
Type	Bank
Address	MIDLAND PARK, NJ 07432

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	10 SHADY TER, WAYNE, NJ 07470-4320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019513
Date	Apr 29, 2020
Book Page	M16131/87
Instrument	2020019513

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,100 (-) Land $101,800 Building $135,300	$237,100 (-) Land $101,800 Building $135,300
2025	$14,221.00 (+0.88%)	$237,100 (-) Land $101,800 Building $135,300	$237,100 (-) Land $101,800 Building $135,300
2024	$14,097.00 (+5.16%)
2023		$237,100 Land $101,800 Building $135,300	$237,100 Land $101,800 Building $135,300
2022	$13,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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