10 Shady Rd, Ardsley, NY 10502 Property Records

Westchester County and Greenburgh Town property record for 10 Shady Rd, Ardsley, NY 10502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,370 sqft · built 1985
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Feb 2018)
Tax Bill	$28,594 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552601 6.70-53-5`

Property Details

APN / Parcel Number

Primary APN	`552601 6.70-53-5`
Alternative APNs	`55260118 11 01135 25A3` `6185739`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,370 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6185739
Street Address	10 SHADY RD
City	ARDSLEY
State	NY
Zip	10502-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF ASHFORD PARK
Legal Block	53
Legal Lot Number	5.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	3
Census Block	3023
Census Tract	10600

Owner

10 Shady Rd is owned and occupied by two individuals who bought it in February 2018.

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 SHADY RD, ARDSLEY, NY 10502-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	Jul 17, 2003 · Amount on File
Deed Document Number	2018580173178
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 2, 2018
Property Address	10 SHADY RD, ARDSLEY, NY 10502-2222
Document Number	0580173178
Book / Page	058017 / 003178
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ALL NEW YORK TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1328 MIDLAND AVE #MA BRONXVILLE NY 107086836, MA, BRONXVILLE, NY 10708-6836

Mortgage

Document Number	580303655
Date	Feb 2, 2018
Book Page	058030/003655

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 Shady Rd was $28,594, up 40.2% from the year before.

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Ardsley Village
County	Westchester County
County Subdivision	Greenburgh Town
Unified School District	Ardsley Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,594.00 (+40.23%)
2025	$20,391.00	$915,600 (+1.25%) Land $282,400 Building $633,200	$915,600 (+1.25%) Land $282,400 Building $633,200
2024	Additional exemption filed	$904,300 (+16.68%) Land $282,400 Building $621,900	$904,300 (+16.68%) Land $282,400 Building $621,900
2023		$775,000 Land $229,300 Building $545,700	$775,000 Land $229,300 Building $545,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Shady Rd in Zone X, an area of minimal flood risk, though there have been 225 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	225 (1978–2021)
Claims Outside the SFHA	46 of 225
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Coastal Storms & Flooding, Apr 1984 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Shady Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20