DeSoto County property record for 10 Shady Lane Cv E, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,552 sqft · built 2010 |
| Lot Size | 0.325 acres (14,154 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,412 (Jul 2022) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-01-16-0-00346-00 |
| Primary APN | 3-08-1-01-16-0-00346-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,552 sqft Adjusted Area |
| 1st Floor Area | 1,939 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 14,154 sqft (0.325 acres) |
| Lot Dimensions | 127 ft deep x 42 ft wide |
| Patio Area | 96 sqft |
| Street Address | 10 SHADY LANE CV E |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DEER CREEK SEC K LOT 346 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | DEER CREEK |
| Legal Lot Number | 346 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-01-16-0-00346-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 SHADY LANE CV E, HERNANDO, MS 38632-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 30, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2021 · Amount on Record |
| Deed Book / Page | 1005 / 534 |
| Prior Transfer Date | Apr 29, 2021 |
| Prior Transfer Doc | 000962/775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 22, 2022 |
| Property Address | 10 SHADY LANE CV E, HERNANDO, MS 38632-5017 |
| Document Number | 001005/534 |
| Book / Page | 1005 / 534 |
| Map Reference | MB 106 PG 15 |
| Instrument Date | Jul 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6468 2ND ST, 6468, SOUTHAVEN, MS 38672-1024 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 SHADY LANE CV E, HERNANDO, MS 38632-5017 |
| Document Number | 0005571607 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 5571/607 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Aug 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 30, 2021 |
| Property Address | 10 SHADY LANE CV E, HERNANDO, MS 38632-5017 |
| Document Number | 000962/775 |
| Book / Page | 962 / 775 |
| Map Reference | MB 106 PG 15 |
| Instrument Date | Apr 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7415 BRIDGEWATER DR, 7415, SOUTHAVEN, MS 38671-5901 |
| Name | Verified Name |
|---|---|
| Address | 10 SHADY LANE CV E, HERNANDO, MS 38632-5017 |
| Document Number | 0005278719 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 5278/719 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,924.00 (+14.49%) | $25,102 (+36.35%) Land $3,500 Building $21,602 | $251,021 (+36.35%) Land $35,000 Building $216,021 |
| 2023 | $2,554.00 | $18,410 | $184,102 Land $35,000 Building $149,102 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 214 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NESBIT WATER ASSOCIATION |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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