10 Shadow Vale Dr, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 10 Shadow Vale Dr, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,835 sqft · built 1990
Lot Size	0.35 acres (15,246 sqft)
Owner	Trust Name on File
Last Sale	$155,500 (Aug 1996)
Tax Bill	$7,945 (2026)
Deeds & Mortgages	Aug 2018 Loan Modification Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`COM-0014985`

Property Details

APN / Parcel Number

Primary APN	`COM-0014985`
Alternative APNs	`264200 139.06-1-1.009` `42001390600001001009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,835 sqft Living Area
1st Floor Area	1,331 sqft
Upper Floors Area	504 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Width	46.7 ft Width
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0014985
Street Address	10 SHADOW VALE DR
City	PENFIELD
State	NY
Zip	14526-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	T49 T13 R4 LOT 8 SHADOW VALE SUB
Legal Block	1
Legal Lot Number	1.009
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2004
Census Tract	11605

Owner

10 Shadow Vale Dr is owner-occupied and held in a trust since March 2025.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	5662 ELBOW AVE, NAPLES, FL 34113-8395
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Loan Modification, Mortgage · Conventional Mortgage CNB MTG
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage CNB MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 1996 · Amount on File
Deed Sale	Aug 21, 1996 · Amount on File
Deed Book / Page	8775 / 603
Last Transfer Date	Mar 21, 2025
Transfer Doc	0000004126
Record Updated	Oct 29, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	10 SHADOW VALE DR, PENFIELD, NY 14526-1453
Document Number	0000000251
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SHADOW VALE DR PENFIELD NY 145261453, PENFIELD, NY 14526-1453

Mortgage

Document Number	0000000251
Date	Aug 7, 2018
Book Page	027712/000298
Instrument	251

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	10 SHADOW VALE DR, PENFIELD, NY 14526-1453
Document Number	0000000250
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SHADOW VALE DR PENFIELD NY 145261453, PENFIELD, NY 14526-1453

Mortgage

Document Number	0000000250
Date	Aug 7, 2018
Book Page	027712/000283
Instrument	250

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 Shadow Vale Dr was $7,945 with exemptions applied, up 33.1% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,945.00 (+33.15%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$5,967.00	$283,100 Land $55,800 Building $227,300	$377,500 Land $74,407 Building $303,093
2023		$283,100 (-) Land $55,800 Building $227,300	$301,200 (+6.39%) Land $59,368 Building $241,832
2022		$283,100 Land $55,800 Building $227,300	$283,100 Land $55,800 Building $227,300
2021	$5,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Shadow Vale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Shadow Vale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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