Chattooga County property record for 10 Second St, Summerville, GA 30747
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 1 ba · 1,800 sqft · built 1993 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (Feb 2022) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00S27-00000-048-000 |
| Primary APN | 00S27-00000-048-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| 1st Floor Area | 1,800 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Overhead Door | Overhead Door |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Material | Metal |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 259 ft deep x 101 ft wide |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Account Number | 11926 |
|---|---|
| Street Address | 10 SECOND ST |
| City | SUMMERVILLE |
| State | GA |
| Zip | 30747-1800 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | SW CNR HIGHLAND & 2ND |
| Legal Subdivision | EASTSIDE ADDITION |
| Legal Block | B |
| Legal Lot Number | 5-8 |
| Jurisdiction | CHATTOOGA GA |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10502 |
Source: Chattooga County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 370, SUMMERVILLE, GA 30747-0370 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage BANK OF LAFAYETTE |
| Feb 9, 2022 | Warranty Deed, Transfer |
| Aug 4, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Aug 4, 2021 · Amount on Record |
| Deed Document Number | 2022146 |
| Deed Book / Page | 747 / 506 |
| Prior Transfer Date | Dec 2, 2019 |
| Prior Transfer Doc | 0007040339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Property Address | 10 SECOND ST, SUMMERVILLE, GA 30747-1800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 SECOND ST, SUMMERVILLE, GA 30747-1800 |
| Document Number | 0007760000000652 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 0000000776/0000000652 |
| Name | BANK OF LAFAYETTE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Recording Date | Feb 9, 2022 |
| Property Address | 10 SECOND ST, SUMMERVILLE, GA 30747-1800 |
| Document Number | 0007470506 |
| Book / Page | 747 / 506 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022-000146 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 SIXTH ST, TRION, GA 30753-1185 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Recording Date | Aug 4, 2021 |
| Property Address | 10 SECOND ST, SUMMERVILLE, GA 30747-1800 |
| Document Number | 0007370021 |
| Book / Page | 737 / 21 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021-000773 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 249 RIDGE ST, TRION, GA 30753-1022 |
Source: Chattooga County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chattooga County |
| Municipality | Summerville City |
| Unified School District | Chattooga County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 (+80.26%) | $52,120 (+157.08%) Land $16,800 Building $35,320 | $130,300 (+157.08%) Land $42,000 Building $88,300 |
| 2022 | $623.00 Additional exemption filed | $20,274 Land $2,757 Building $17,517 | $50,685 Land $6,892 Building $43,793 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE serves 9,993 people · EPA ID GA0550003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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