10 Seacrest Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 10 Seacrest Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,210 sqft · built 1987
Lot Size	0.519 acres (22,604 sqft)
Owner	2 Company Names on Record
Last Sale	$470,000 (May 2019)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Oct 2021 Transfer May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:138 B:111-C L`

Property Details

APN / Parcel Number

Primary APN	`M:138 B:111-C L`
Alternative APNs	`WEST M:138 B:111 L:C` `2049804`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
Gross Area	5,682 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,604 sqft (0.519 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2049804
Street Address	10 SEACREST DR
City	WESTERLY
State	RI
Zip	02891-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	111
Legal Lot Number	C
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3033
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10 SEACREST DR, WESTERLY, RI 02891-3545
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Quit Claim Deed, Transfer Quitclaim
May 24, 2021	Warranty Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
May 14, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Deed Book / Page	2019 / 7649
Last Transfer Date	Jul 9, 2025
Transfer Doc	02025-9715
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 26, 2021
Property Address	10 SEACREST DR, WESTERLY, RI 02891-3545
Document Number	2021-26571
Book / Page	2021 / 26571
Instrument Date	Oct 26, 2021
Instrument	2021-5938
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SEACREST DR, WESTERLY, RI 02891-3545

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 24, 2021
Property Address	10 SEACREST DR, WESTERLY, RI 02891-3545
Document Number	2021-14127
Book / Page	2021 / 14127
Instrument Date	May 18, 2021
Instrument	2021-3116
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 SEACREST DR, WESTERLY, RI 02891-3545

Mortgage

Document Number	2021-14130
Date	May 24, 2021
Book Page	2021/14130
Instrument	2021-3117

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 14, 2019
Property Address	10 SEACREST DR, WESTERLY, RI 02891-3545
Document Number	2019-7649
Book / Page	002019 / 007649
Instrument Date	May 7, 2019
Instrument	1962
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SEACREST DR WESTERLY RI 028913545, WESTERLY, RI 02891-3545

Mortgage

Document Number	2019-7652
Date	May 14, 2019
Book Page	002019/007652
Instrument	1963

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,929.00 (-5.03%)	$833,900 (+28.49%) Land $372,600 Building $461,300	$1,075,320
2023	$6,243.00 (+0.63%)	$649,000 (-) Land $266,200 Building $382,800
2022	$6,204.00	$649,000 Land $266,200 Building $382,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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