Middlesex County and Townsend Town property record for 10 School St, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,462 sqft · built 1873 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Sep 1995) |
| Tax Bill | $7,022 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | TOWN M:0052 B:0035 L:0000 |
| Primary APN | TOWN M:0052 B:0035 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1873 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 SCHOOL ST |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 35 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301101 |
Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 SCHOOL ST, TOWNSEND, MA 01469-1061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2018 | Deed of Trust, Mortgage DIGITAL FCU |
| Aug 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 1, 1995 · Amount on Record |
| Deed Sale | Sep 1, 1995 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 10 SCHOOL ST, TOWNSEND, MA 01469-1061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71303-241 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 71303/241 |
| Instrument | 103300 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 10 SCHOOL ST, TOWNSEND, MA 01469-1061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75476-262 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 75476/262 |
| Instrument | 148682 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,022.00 (+3.31%) | $483,600 (+2.52%) Land $78,600 Building $405,000 | $410,115 (-5.33%) |
| 2024 | $6,797.00 (+6.65%) | $471,700 (+12.95%) Land $78,600 Building $393,100 | $433,200 |
| 2023 | $6,373.00 | $417,600 Land $74,500 Building $343,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1987–2007) |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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