10 School Ct, Waterville, OH 43566 Property Records

Lucas County property record for 10 School Ct, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,148 sqft · built 1917
Lot Size	0.243 acres (10,600 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Jun 2016)
Tax Bill	$4,976 (2024)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`96-10494`

Property Details

APN / Parcel Number

Primary APN	`96-10494`
Alternative APN	`46003011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	2,381 sqft
1st Floor Area	1,230 sqft
2nd Floor Area	918 sqft
Basement Area	233 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Lot Area	10,600 sqft (0.243 acres)
Lot Dimensions	160 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 SCHOOL CT
City	WATERVILLE
State	OH
Zip	43566-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	WATERVILLE VILLAGE LOT 42 & 43...E 1/2
Legal Subdivision	WATERVILLE VILLAGE
Legal Tract	89.02
Legal Lot Number	42,43
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1001
Census Tract	8906

Owner

Source: Lucas County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	10 SCHOOL CT, WATERVILLE, OH 43566-1457
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2016 · Amount on Record
Deed Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	201621859
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	10 SCHOOL CT, WATERVILLE, OH 43566-1457
Document Number	0000049999
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 SCHOOL CT WATERVILLE OH 435661457, WATERVILLE, OH 43566-1457

Mortgage

Document Number	0000049999
Date	Nov 5, 2020
Instrument	49999

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,690 (-) Land $8,575 Building $94,115	$293,400 (-) Land $24,500 Building $268,900
2024	$4,976.00 (+48.98%)	$102,690 (+67.85%) Land $8,575 Building $94,115	$293,400 (+67.85%) Land $24,500 Building $268,900
2023	$3,340.00 (-0.95%)	$61,180 (-) Land $7,210 Building $53,970
2022	$3,372.00 Homeowner's exemption	$61,180 Land $7,210 Building $53,970
2021			$174,800 Land $20,600 Building $154,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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