10 Saunders Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 10 Saunders Ln, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 906 sqft · built 1975
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2024)
Tax Bill	$5,919 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B0035900`

Property Details

APN / Parcel Number

Primary APN	`B0035900`
Alternative APN	`PROS M:104 B:133 L:10`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
Gross Area	1,780 sqft
Basement Area	874 sqft
Unfinished Basement	575 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	B0035900
Street Address	10 SAUNDERS LN
City	PROSPECT
State	CT
Zip	06712-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	133
Legal Lot Number	10
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3005
Census Tract	347100

Owner

Source: Prospect Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SAUNDERS LN, PROSPECT, CT 06712-1325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY
Apr 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Aug 19, 2016 · Amount on Record
Deed Document Number	2024283
Deed Book / Page	927 / 158
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	10 SAUNDERS LN, PROSPECT, CT 06712-1325
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000927-183
Date	Apr 8, 2024
Book Page	927/183
Instrument	2024-286

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Apr 8, 2024
Property Address	10 SAUNDERS LN, PROSPECT, CT 06712-1325
Document Number	000927-158
Book / Page	927 / 158
Instrument Date	Apr 5, 2024
Instrument	2024283
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002024284
Date	Apr 8, 2024
Instrument	2024-284

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000927-179
Date	Apr 8, 2024
Book Page	927/179
Instrument	2024-285

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,919.00	$231,490 (+64.81%) Land $80,500 Building $150,990	$162,043 Land $56,350 Building $105,693
2024	$5,919.00 (+32.03%)
2023	$4,483.00 (-0.11%)	$140,460 (-) Land $80,480 Building $59,980
2022	$4,488.00	$140,460 Land $80,480 Building $59,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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