10 Sandestin Estates Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 10 Sandestin Estates Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,978 sqft · built 1984
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Mar 2021)
Tax Bill	$6,421 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-2S-21-42010-000-0100`

Property Details

APN / Parcel Number

Primary APN	`27-2S-21-42010-000-0100`
Alternative APNs	`27-221-42010-000-0100` `1055532`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,978 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	2,978 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	155 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Open/Unfinished Porch
Porch Area	367 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 SANDESTIN ESTATES DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 10 SANDESTIN ESTATES PB 4-25 OR 341-307 OR 2662-4399 OR 2689-4571 OR 2774-4014 OR 2879-4538 OR 2888-2247 OR 2908-4897 OR 3147-3385 OR 3190-1911
Legal Range	021
Legal Township	02S
Legal Section	27
Legal Subdivision	SANDESTIN ESTATES
Legal Block	1
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2006
Census Tract	950609

Owner

10 Sandestin Estates Dr is owned by an individual who bought it in March 2021.

Source: Walton County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	3788 LONGFELLOW RD, TALLAHASSEE, FL 32311-3708
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDSOUTH BANK
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Jun 25, 2020 · Amount on File
Deed Document Number	202115310
Deed Book / Page	3190 / 1911
Prior Transfer Date	Sep 3, 2009
Prior Transfer Doc	0028383770
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2021
Property Address	10 SANDESTIN ESTATES DR, MIRAMAR BEACH, FL 32550-4553
Document Number	0031901911
Book / Page	3190 / 1911
Map Reference	MB 4 PG 25
Instrument Date	Mar 25, 2021
Instrument	20210015310
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 COVE DR, 168, MIRAMAR BEACH, FL 32550-5867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 LONGFELLOW RD, TALLAHASSEE, FL 32311-3708

Mortgage

Document Number	31901912
Date	Mar 30, 2021
Instrument	3190/1912

Lender

Name	MIDSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 25, 2020
Property Address	10 SANDESTIN ESTATES DR, MIRAMAR BEACH, FL 32550-4553
Document Number	0031473385
Book / Page	3147 / 3385
Map Reference	MB 4 PG 25
Instrument Date	Jun 22, 2020
Instrument	20200021981
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1529 ISLAND GREEN LN W, 1529, MIRAMAR BEACH, FL 32550-4555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 EMERALD DR, JONESBORO, GA 30236-5228

Mortgage

Document Number	0031473387
Date	Jun 25, 2020
Instrument	3147/3387

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10 Sandestin Estates Dr was $6,421, up 4.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,421.00 (+4.37%)	$726,679 Land $268,830 Building $457,849	$726,679 Land $268,830 Building $457,849
2024	$6,152.00 (+18.49%)
2023	$5,192.00 (+3.26%)	$571,467 (+5.31%) Land $156,962 Building $414,505	$571,467 (+5.31%) Land $156,962 Building $414,505
2022	$5,028.00	$542,641 Land $174,232 Building $368,409	$542,641 Land $174,232 Building $368,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Sandestin Estates Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Sandestin Estates Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Wildstar Networks.

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