10 San Ramon Dr, Chico, CA 95973 Property Records

Butte County property record for 10 San Ramon Dr, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,265 sqft · built 1987
Lot Size0.23 acres (10,019 sqft)
Owner2 Trust Names on File
Last Sale$137,500 (Jul 2000)
Tax Bill$2,409 (2025)
Deeds & MortgagesAug 2019 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN015-220-045-000

Property Details

APN / Parcel Number

Primary APN015-220-045-000
Alternative APNs
  • 048040045000
  • 015-220-045

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,265 sqft Living Area
1st Floor Area1,265 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Construction TypeWood
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number015-220-045
Street Address10 SAN RAMON DR
CityCHICO
StateCA
Zip95973-1054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionLOT 10 SAN RAMON PARK
Legal SubdivisionSAN RAMON PARK
Legal Lot Number10
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1005
Census Tract104

Owner

10 San Ramon Dr is owner-occupied and held in a trust since February 2025.

Source: Butte County records, as of August 21, 2026

Owner of Record2 Trust Names on File
Mailing Address10 SAN RAMON DR, CHICO, CA 95973-1054
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
JWH FINANCIAL INC
Nov 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
SIERRA CTRL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2000 · Amount on File
Deed SaleJul 31, 2000 · Amount on File
Prior SaleAug 28, 1997 · Amount on File
Deed Document Number200029345
Last Transfer DateFeb 20, 2025
Transfer Doc0000004601
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address10 SAN RAMON DR, CHICO, CA 95973-1054
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036194
DateAug 13, 2019
Instrument2019-0036194
Lender
NameJWH FINANCIAL INC
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address10 SAN RAMON DR, CHICO, CA 95973-1054
Document Number0000042535
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyRIO VALLEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 SAN RAMON DR CHICO CA 959731054, CHICO, CA 95973-1054

Mortgage

Document Number0000042535
DateDec 1, 2017
Instrument42535
Lender
NameSIERRA CTRL CU
TypeCredit Union
AddressYUBA CITY, CA 95993
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 30, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 10 San Ramon Dr was $2,409, up 6.9% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,305 (+2%) Land $89,130 Building $122,175
2025$2,409.00 (+6.92%)$207,163 Land $87,383 Building $119,780
2024$2,253.00 (+1.21%)$377,640
2023$2,226.00 (+1.64%)$199,121 Land $83,991 Building $115,130
2022$2,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 San Ramon Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 San Ramon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
DigitalPath
Fixed Wireless
400 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, unWired Broadband, Verizon.

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