10 Sagefire Ct, Irmo, SC 29063 Property Records

Richland County property record for 10 Sagefire Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,606 sqft · built 1997
Lot Size	0.413 acres (18,026 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (May 2005)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03206-01-17`

Property Details

APN / Parcel Number

Primary APN	`03206-01-17`
Alternative APNs	`R03206-01-17` `01500192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,606 sqft Heated Area
Gross Area	3,431 sqft
1st Floor Area	2,307 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,026 sqft (0.413 acres)
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	180 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01500192
Street Address	10 SAGEFIRE CT
City	IRMO
State	SC
Zip	29063-9173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 37 65.3X147.6X129.2X24X193.9 #SU WATERFORD PH I & II #PR 56-5558/7237/8739
Legal Subdivision	WATERFORD
Legal Lot Number	37,65
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	6
Census Block	6003
Census Tract	10305

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SAGEFIRE CT, IRMO, SC 29063-9173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Aug 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2005 · Amount on Record
Deed Sale	May 26, 2005 · Amount on Record
Deed Document Number	200540123
Deed Book / Page	1057 / 545
Last Transfer Date	Jul 30, 2021
Transfer Doc	0026510932
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	10 SAGEFIRE CT, IRMO, SC 29063-9173
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028971844
Date	Feb 5, 2024
Book Page	2897/1844
Instrument	2024005031

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Aug 5, 2021
Property Address	10 SAGEFIRE CT, IRMO, SC 29063-9173
Document Number	0026510932
Book / Page	2651 / 932
Map Reference	MB 56 PG 5558
Instrument Date	Jul 30, 2021
Instrument	2021052253
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 SAGEFIRE CT, IRMO, SC 29063-9173

Mortgage

Document Number	2021052254
Date	Aug 5, 2021
Instrument	2021052254

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (+18.55%)	$237,800 (-)	$373,100 (-) Land $48,800 Building $324,300
2024		$237,800 (+2,774.76%)	$373,100 (+80.42%) Land $48,800 Building $324,300
2023	$1,774.00 (+0.28%)	$8,272 (+0.02%)	$206,800 (-)
2021	$1,769.00	$8,270	$206,800 Land $40,600 Building $166,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1989–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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