10 Saddle Ln, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 10 Saddle Ln, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,925 sqft · built 1994
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual on Record
Last Sale	$775,000 (Nov 2025)
Tax Bill	$8,186 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G1465R`

Property Details

APN / Parcel Number

Primary APN	`G1465R`
Alternative APN	`GRHM M:003 B:007 L:015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,925 sqft Living Area
Gross Area	5,944 sqft
1st Floor Area	1,712 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	124,582 sqft (2.86 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	G1465R
Street Address	10 SADDLE LN
City	GORHAM
State	ME
Zip	04038-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	7
Legal Lot Number	15
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	2
Census Block	2007
Census Tract	4001

Owner

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	7 COLBY DR, SCARBOROUGH, ME 04074-9802
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Deed of Trust, Mortgage · Line of Credit NORWAY SAVINGS BANK
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Deed Document Number	202548652
Deed Book / Page	41887 / 113
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	10 SADDLE LN, GORHAM, ME 04038-1937
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414930284
Date	Jun 5, 2025
Book Page	41493/284
Instrument	19774

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Nov 21, 2025
Property Address	10 SADDLE LN, GORHAM, ME 04038-1937
Document Number	0418870113
Book / Page	41887 / 113
Instrument Date	Nov 21, 2025
Instrument	48652
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 COLBY DR, SCARBOROUGH, ME 04074-9802

Mortgage

Document Number	0000048653
Date	Nov 21, 2025
Instrument	48653

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,186.00 (+0.68%)	$553,100 (-) Land $164,900 Building $388,200
2024	$8,131.00 (+14.41%)	$553,100 (-) Land $164,900 Building $388,200
2022	$7,107.00	$553,100 Land $164,900 Building $388,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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