10 S Saint Clair St, Toledo, OH 43604 Property Records

Lucas County property record for 10 S Saint Clair St, Toledo, OH 43604

Property Summary

Property Type	City, Municipal, Town, Village Owned (Exempt)
Lot Size	0.141 acres (6,184 sqft)
Owner	Company Name on Record
Tax Bill	$1,988 (2022)
Deeds & Mortgages	Dec 2018 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-14357`

Property Details

APN / Parcel Number

Primary APN	`12-14357`
Alternative APNs	`12-00100` `01053005`

Exterior

Lot Area	6,184 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 S SAINT CLAIR ST
City	TOLEDO
State	OH
Zip	43604
Property Category	Public Works
Property Type	Public Works > City, Municipal, Town, Village Owned (Exempt)
Local Zoning Code	10-CD
Legal Description	PORT LAWRENCE LOT 82 NE 40 FT & LOT 84 SW 30 FT
Legal Subdivision	PORT LAWRENCE
Legal Tract	37
Legal Lot Number	82,84
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2012
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Clair Street Historic District listed 1975 · 17 contributing resources · NRIS 75001471

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	420 MADISON AVE STE 103, 103, TOLEDO, OH 43604-1209
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit WATERFORD BK NA
Apr 4, 2017	Grant Deed, Mortgage · Line of Credit WATERFORD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	10 S SAINT CLAIR ST, TOLEDO, OH 43604
Document Number	0000056514
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	420 MADISON AVE TOLEDO OH 436041217, TOLEDO, OH 43604-1217

Mortgage

Document Number	0000056514
Date	Dec 20, 2018
Instrument	56514

Lender

Name	WATERFORD BK NA
Type	Bank
Address	SYLVANIA TOWNSHIP, OH 43617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 4, 2017
Property Address	10 S SAINT CLAIR ST, TOLEDO, OH 43604
Instrument Date	Mar 31, 2017
Instrument	13846
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	MIDLAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	420 MADISON AVE TOLEDO OH 436041217, TOLEDO, OH 43604-1217

Mortgage

Document Number	0000013846
Date	Apr 4, 2017
Instrument	13846

Lender

Name	WATERFORD BK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$1,785 (-) Land $1,610 Building $175
2024	Additional exemption filed	$1,785 (+104%) Land $1,610 Building $175	$5,100 (+104%) Land $4,600 Building $500
2023	Additional exemption filed	$875 (-95.18%) Land $805 Building $70
2022	$1,988.00	$18,165 Land $16,975 Building $1,190
2021			$2,500 Land $2,300 Building $200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, Spectrum, Verizon.

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