East Lyme Town property record for 10 S Ledge Rock Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,944 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $585,000 (2026) |
| Tax Bill | $6,925.00 (2025) |
| Primary APN | ELYM M:021.2 B:00007 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 3,574 sqft Gross Area |
| 1st Floor | 1,944 sqft 1st Floor |
| Basement Area | 1,186 sqft Basement |
| Unfinished Basement | 126 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Basement Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 6341 |
|---|---|
| Street Address | 10 S LEDGE ROCK RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-1529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | LAUREL HILL ACRES |
| Legal Block | 7 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 870701 |
Source: East Lyme Town records · APN ELYM M:021.2 B:00007 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 S LEDGE ROCK RD, NIANTIC, CT 06357-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CHARTER OAK FCU |
| Apr 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK |
| Jul 12, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage GREENTREE MORTGAGE CORP |
| May 25, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | Jul 12, 2023 · Amount on Record |
| Deed Doc Number | 2026819 |
| Deed Book / Page | 1132 / 431 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 10 S LEDGE ROCK RD, NIANTIC, CT 06357-1529 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001059-322 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 1059/322 |
| Instrument | 2145 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jul 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Apr 06, 2026 |
| Property Address | 10 S LEDGE ROCK RD, NIANTIC, CT 06357-1529 |
| Document Number | 001132-431 |
| Book / Page | 1132 / 431 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026.819 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 S LEDGE ROCK RD, NIANTIC, CT 06357-1529 |
| Investor | Possibly a Property Investor |
| Date | Apr 06, 2026 |
|---|
| Name | PRESIDENTIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jul 12, 2023 |
| Property Address | 10 S LEDGE ROCK RD, NIANTIC, CT 06357-1529 |
| Document Number | 001098-445 |
| Book / Page | 1098 / 445 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 1356 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 S LEDGE ROCK RD, NIANTIC, CT 06357-1529 |
| Document Number | 0000001357 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 1357 |
| Name | GREENTREE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 25, 2022 |
| Property Address | 10 S LEDGE ROCK RD, NIANTIC, CT 06357-1529 |
| Document Number | 001081-385 |
| Book / Page | 1081 / 385 |
| Instrument Date | May 17, 2022 |
| Instrument | 1586 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,925.00 | $247,240 (+1.55%) Land $90,230 Building $157,010 | $173,068 Land $63,161 Building $109,907 |
| 2024 | $6,925.00 (+14.33%) | ||
| 2023 | $6,057.00 (+4.36%) | $243,460 (-) Land $90,230 Building $153,230 | |
| 2022 | $5,804.00 | $243,460 Land $90,230 Building $153,230 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 7% of Connecticut |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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