10 S Founders Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 10 S Founders Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,070 sqft · built 2005
Lot Size	0.156 acres (6,798 sqft)
Owner	Company Name on File
Last Sale	$3,000,000 (Jul 2024)
Tax Bill	$17,869 (2025)
Deeds & Mortgages	Jul 2024 Sale Oct 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16010-000-0390`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16010-000-0390`
Alternative APNs	`20-318-16010-000-0390` `1036482`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,070 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	1,202 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	6,798 sqft (0.156 acres)
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	724 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 S FOUNDERS LN
City	INLET BEACH
State	FL
Zip	32461-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WSBCH
Legal Description	LOT 39 WATERSOUND BEACH PH 1 PB 15-28 OR 2457-931 OR 2463-9 OR 3078-1662 OR 3078-1665 OR 3181-1725 OR 3227-4548 OR 3305-3979 OR 3331-1144
Legal Range	018
Legal Township	03S
Legal Section	21
Legal Subdivision	WATERSOUND BEACH PH 1
Legal Phase	1
Legal Block	3
Legal Lot Number	39
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1038
Census Tract	950611

Owner

10 S Founders Ln is owned by a company that bought it in July 2024.

Source: Walton County records, as of December 3, 2025

Owner of Record	Company Name on File
Mailing Address	884 SAVANNAH SQ, TUSCALOOSA, AL 35406-2852
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2024	Warranty Deed, Transfer UNKNOWN, 30A TITLE LLC
Oct 24, 2023	Warranty Deed, Transfer · Commercial Mortgage CROSS BANK
Dec 3, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA
Jul 3, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Oct 24, 2023 · Amount on File
Deed Document Number	202425707
Deed Book / Page	3331 / 1144
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0030781662
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 22, 2024
Property Address	10 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Document Number	0033311144
Book / Page	3331 / 1144
Map Reference	MB 15 PG 28
Instrument Date	Jul 18, 2024
Instrument	20240025707
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	UNKNOWN, 30A TITLE LLC

Transaction

Amount	Amount on Record
Tax	$21,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3313 COUNTY ROAD 118, BONO, AR 72416-8031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 SAVANNAH SQ, TUSCALOOSA, AL 35406-2852

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 24, 2023
Property Address	10 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Document Number	0033053979
Book / Page	3305 / 3979
Map Reference	MB 15 PG 28
Instrument Date	Oct 20, 2023
Instrument	20230038349
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	WARD TITLE AND CLOSING AGENCY, UPWARD TTL & CLOSING AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2515 STANDARD RD, MCALESTER, OK 74501-7420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 S FOUNDERS LN, INLET BEACH, FL 32461-8516

Mortgage

Document Number	0033053981
Date	Oct 24, 2023
Instrument	3305/3981

Lender

Name	CROSS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 20, 2028

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 3, 2021
Property Address	10 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Document Number	0032274548
Book / Page	3227 / 4548
Map Reference	MB 15 PG 28
Instrument Date	Nov 29, 2021
Instrument	20210059634
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$17,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4761 MYSTIC DR, ATLANTA, GA 30342-2550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LIBERTY CIR, MCALESTER, OK 74501-1997

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 2, 2021
Property Address	10 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Document Number	0031811725
Book / Page	3181 / 1725
Map Reference	MB 15 PG 28
Instrument Date	Feb 1, 2021
Instrument	20210005018
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12105 BROOKFIELD CLUB DR, ROSWELL, GA 30075-1261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 ROSWELL ROAD #63 # 63, 63, MARIETTA XX

Mortgage

Document Number	0031811727
Date	Feb 2, 2021
Instrument	3181/1727

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	10 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Document Number	0031452110
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 S FOUNDERS LN ROSEMARY BEACH FL 324618516, ROSEMARY BEACH, FL 32461-8516

Mortgage

Document Number	0031452110
Date	Jun 5, 2020
Book Page	003145/002110
Instrument	19177

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 3, 2018
Property Address	10 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Document Number	0030781665
Book / Page	003078 / 001665
Instrument Date	Jun 29, 2018
Instrument	22076
Transaction Type	Transfer
Record Updated	Jul 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10 S FOUNDERS LN WATERSOUND FL 324618516, WATERSOUND, FL 32461-8516

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 3, 2018
Property Address	10 S FOUNDERS LN, INLET BEACH, FL 32461-8516
Document Number	0030781662
Book / Page	003078 / 001662
Instrument Date	Jun 29, 2018
Instrument	22075
Transaction Type	Transfer
Record Updated	Jul 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 S FOUNDERS LN WATERSOUND FL 324618516, WATERSOUND, FL 32461-8516

Tax Assessment & Valuation

The 2025 property tax bill for 10 S Founders Ln was $17,869, up 2.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,869.00 (+2.25%)	$1,977,640 Land $1,080,000 Building $897,640	$1,977,640 Land $1,080,000 Building $897,640
2024	$17,476.00 (-0.02%)
2023	$17,480.00 (+1.83%)	$1,923,770 (+3.86%) Land $1,005,089 Building $918,681	$1,923,770 (+3.86%) Land $1,005,089 Building $918,681
2022	$17,166.00	$1,852,346 Land $1,115,648 Building $736,698	$1,852,346 Land $1,115,648 Building $736,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 S Founders Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 S Founders Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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