10 S Alta St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 10 S Alta St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 1910
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$50,600 (Oct 2021)
Tax Bill	$3,439 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2018 Second Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R0510015`

Property Details

APN / Parcel Number

Primary APN	`R0510015`
Alternative APNs	`05-1888-31-1-24-23-0000` `0000007497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,647 sqft
Attic	Attic
Attic Area	192 sqft
Basement Area	583 sqft
Unfinished Basement	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Mixed
Garage Area	296 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000007497
Street Address	10 S ALTA ST
City	HELENA
State	MT
Zip	59601-4474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	VALLEY VIEW ADDN, S31, T10 N, R03 W, BLOCK 5, LOT 1 - 3
Legal Range	03W
Legal Township	10N
Legal Section	31
Legal Subdivision	VALLEY VIEW ADDN
Legal Block	5
Legal Lot Number	1-3
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3003
Census Tract	1000

Owner

10 S Alta St is owned and occupied by two individuals who bought it in October 2021.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 S ALTA ST, HELENA, MT 59601-4474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Line of Credit VALLEY BANK OF HELENA
Feb 12, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 20, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Document Number	20213387698
Deed Book / Page	60 / 612
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 13, 2021
Property Address	10 S ALTA ST, HELENA, MT 59601-4474
Document Number	M60/612
Book / Page	M60 / 612
Instrument Date	Sep 26, 2021
Instrument	3387698
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4042, HELENA, MT 59604-4042

Mortgage

Document Number	3387838
Date	Oct 13, 2021
Instrument	3387838

Lender

Name	VALLEY BANK OF HELENA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	10 S ALTA ST, HELENA, MT 59601-4474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M53/8645
Date	Feb 12, 2018
Book Page	M53/8645
Instrument	3317873

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2028

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 20, 2018
Property Address	10 S ALTA ST, HELENA, MT 59601-4474
Document Number	M54/5798
Book / Page	M54 / 5798
Instrument Date	Aug 16, 2018
Instrument	3326085
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 S ALTA ST, HELENA, MT 59601-4474

Mortgage

Document Number	3326086
Date	Aug 20, 2018
Instrument	3326086

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 S Alta St was $3,439, up 5.4% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,439.00 (+5.39%)	$552,400 (-)
2025	$3,263.00	$552,400	$552,400 Land $180,040 Building $372,360
2023	$4,568.00	$419,100	$419,100 Land $129,420 Building $289,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 S Alta St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 S Alta St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Montana Internet, TDS Telecom.

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