10 S 8th St, Oakland, MD 21550 Property Records

Garrett County property record for 10 S 8th St, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,002 sqft · built 1931
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$74,000 (Jan 1996)
Tax Bill$2,251 (2023)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN17-005472

Property Details

APN / Parcel Number

Primary APN17-005472
Alternative APN
  • 005472

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,002 sqft Total Area
1st Floor Area756 sqft

Exterior

Year BuiltBuilt 1931
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialMetal
Lot Area16,117 sqft (0.369 acres)
Garage TypeDetached
Garage Area240 sqft

Exterior Amenities

PorchOpen Porch
Porch Area500 sqft
Deck Area240 sqft
Shed1 Shed
Shed Area280 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number005472
Street Address10 S 8TH ST
CityOAKLAND
StateMD
Zip21550-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description0.37 AC 10 S 8TH ST OAKLAND
JurisdictionGARRETT MD
Township / Civil Division7, EAST OAKLAND
Census Block Group2
Census Block2035
Census Tract601

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10 S 8TH ST, OAKLAND, MD 21550-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 1996 · Amount on Record
Deed SaleJan 22, 1996 · Amount on Record
Prior SaleAug 10, 1995
Deed Document Number960060
Deed Book / Page00671 / 00393
Record UpdatedJun 7, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address10 S 8TH ST, OAKLAND, MD 21550-1710
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024290173
DateJul 5, 2022
Book Page2429/173
Lender
NameWEPCO FCU
TypeCredit Union
AddressOAKLAND, MD 21550
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2032

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityOakland Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,251.00 Homeowner's exemption$142,200$165,800 Land $24,100 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40

May also be available: Mountain Communications, T-Mobile, Verizon, Xfinity.

Nearby Properties on S 8th St

Nearby Streets

Search Property Records by Address or Parcel Number