10 S 5th St, Cleveland, MO 64734 Property Records

Cass County property record for 10 S 5th St, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,080 sqft · built 1971
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Aug 2020)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-32-000-000-060.000`

Property Details

APN / Parcel Number

Primary APN	`06-09-32-000-000-060.000`
Alternative APN	`2595000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,515 sqft (0.448 acres)
Lot Dimensions	150 ft deep x 130 ft wide
Porch	Stoop
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2595000
Street Address	10 S 5TH ST
City	CLEVELAND
State	MO
Zip	64734-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEVELAND MURPHY ADD LOT 2
Legal Range	33
Legal Township	45
Legal Section	32
Legal Subdivision	MURPHY ADD
Legal Lot Number	2
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2038
Census Tract	61001

Owner

Source: Cass County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 S 5TH ST, CLEVELAND, MO 64734-9211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	2020670025
Deed Book / Page	4534 / 60
Last Transfer Date	Mar 10, 2026
Transfer Doc	0000781453
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Aug 3, 2020
Property Address	10 S 5TH ST, CLEVELAND, MO 64734-9211
Document Number	4534/60
Book / Page	4534 / 60
Map Reference	MB 4 PG 57
Instrument Date	Jul 6, 2020
Instrument	670025
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 S 5TH ST, CLEVELAND, MO 64734-9211

Mortgage

Document Number	453489
Date	Aug 3, 2020
Instrument	4534/89

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	10 S 5TH ST, CLEVELAND, MO 64734-9211
Transaction Type	Mortgage
Record Updated	Feb 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4321/116
Date	Jan 2, 2019
Book Page	4321/116
Instrument	638534

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Cleveland City
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,216.00 (+196.07%)	$22,190 (+13.45%) Land $2,720 Building $19,470	$116,770 (+13.44%) Land $14,300 Building $102,470
2024	$1,424.00 (+0.49%)
2023	$1,417.00 (+4,328.13%)	$19,560 (+14.05%) Land $2,470 Building $17,090	$102,940 (+14.05%) Land $13,000 Building $89,940
2022	$32.00	$17,150 Land $2,470 Building $14,680
2021			$90,260 Land $13,000 Building $77,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PWS serves 690 people · EPA ID MO1010174
Water Source	Purchased surface water from CASS COUNTY PWSD 2
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: GoBrolly, Verizon.

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