10 Ryders Ln, Wilton, CT 06897 Property Records

Wilton Town property record for 10 Ryders Ln, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,559 sqft · built 1964
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$1,399,000 (Jul 2023)
Tax Bill	$20,436 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0092 B:007 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0092 B:007 L:00`
Alternative APN	`4440`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,559 sqft Living Area
Gross Area	6,479 sqft
1st Floor Area	2,271 sqft
Basement Area	1,731 sqft
Unfinished Basement	1,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,605 sqft (2.08 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4440
Street Address	10 RYDERS LN
City	WILTON
State	CT
Zip	06897-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	7
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	2
Census Block	2007
Census Tract	45101

Owner

10 Ryders Ln is owned and occupied by two individuals who bought it in July 2023.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 RYDERS LN, WILTON, CT 06897-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 31, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage USA ALLIANCE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Mar 1, 1973 · Amount on File
Deed Book / Page	2563 / 139
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Recording Date	Jul 16, 2026
Property Address	10 RYDERS LN, WILTON, CT 06897-1721
Document Number	2594000004
Book / Page	2594 / 4
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RYDERS LN, WILTON, CT 06897-1721

Mortgage

Document Number	2594000004,
Date	Jul 16, 2026
Book Page	2594/4

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Recording Date	Jun 24, 2026
Property Address	10 RYDERS LN, WILTON, CT 06897-1721
Document Number	2593000094
Book / Page	2593 / 94
Instrument Date	Jun 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RYDERS LN, WILTON, CT 06897-1721

Mortgage

Document Number	2593000094,
Date	Jun 24, 2026
Book Page	2593/94

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2031
Index	Other
Margin	3
Max Rate	-1%

July 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WILTON CT
Recording Date	Jul 31, 2023
Property Address	10 RYDERS LN, WILTON, CT 06897-1721
Document Number	002563-139
Book / Page	2563 / 139
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 WINFIELD CT, NORWALK, CT 06855-2117

Mortgage

Document Number	0002563141
Date	Jul 31, 2023
Instrument	2563/141

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Aug 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

Mortgage

Document Number	002563-160
Date	Jul 31, 2023
Book Page	2563/160

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Ryders Ln was $20,436, up 3.3% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,436.00 (+3.34%)	$815,430 (+0.65%) Land $369,740 Building $445,690	$1,779,574 (+213.79%)
2025	$19,776.00	$810,180 Land $369,740 Building $440,440	$567,126 Land $258,818 Building $308,308
2024	$19,776.00 (+15.69%)
2023	$17,094.00 (+3.64%)	$584,220 (-) Land $338,870 Building $245,350
2022	$16,493.00	$584,220 Land $338,870 Building $245,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Ryders Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Ryders Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ryders Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures