10 Rutledge Rd, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 10 Rutledge Rd, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,668 sqft · built 1963
Lot Size	0.35 acres (15,242 sqft)
Owner	2 Individual Names on File
Last Sale	$528,000 (Jul 2013)
Tax Bill	$8,887 (2026)
Deeds & Mortgages	Mar 2021 Refinance Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0022 B:0076`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0022 B:0076`
Alternative APN	`3021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	1,684 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Lot Area	15,242 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3021
Street Address	10 RUTLEDGE RD
City	PEABODY
State	MA
Zip	01960-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	POCAHONTAS FARMS 02
Legal Block	76
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3011
Census Tract	210200

Owner

10 Rutledge Rd is owned and occupied by two individuals who bought it in July 2013.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 RUTLEDGE RD, PEABODY, MA 01960-3424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2013 · Amount on File
Deed Sale	Jul 9, 2013 · Amount on File
Prior Sale	Mar 22, 2002 · Amount on File
Deed Book / Page	32637 / 380
Transfer Doc	032637-380
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	10 RUTLEDGE RD, PEABODY, MA 01960-3424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039638-501
Date	Mar 12, 2021
Book Page	39638/501
Instrument	20210312002260

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	10 RUTLEDGE RD, PEABODY, MA 01960-3424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041695-491
Date	Aug 3, 2023
Book Page	41695/491
Instrument	20230803000160

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	10 RUTLEDGE RD, PEABODY, MA 01960-3424
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37520-564
Date	May 20, 2019
Book Page	37520/564
Instrument	20190520001580

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	10 RUTLEDGE RD, PEABODY, MA 01960-3424
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38321-302
Date	Mar 9, 2020
Book Page	38321/302
Instrument	20200309003580

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10 Rutledge Rd was $8,887, up 13.8% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,887.00 (+13.82%)	$938,400 (+11.29%) Land $344,500 Building $593,900	$992,419 (+5.14%)
2025	$7,808.00 (+3.5%)	$843,200 (+1.93%) Land $319,000 Building $524,200	$943,920
2024	$7,544.00 (+8.92%)	$827,200 (+13.7%) Land $319,000 Building $508,200
2023	$6,926.00	$727,500 Land $265,800 Building $461,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Rutledge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Rutledge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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