10 Ruth Ct, Absecon, NJ 08201 Property Records

Atlantic County and Absecon City property record for 10 Ruth Ct, Absecon, NJ 08201

Property Summary

Property Type	Single Family Home
Details	2,528 sqft · built 2000
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2021)
Tax Bill	$10,252 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`01-00093-0000-00012-06`

Property Details

APN / Parcel Number

Primary APN	`01-00093-0000-00012-06`
Alternative APN	`01000930000000120006`

Interior

Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	220 ft deep x 75 ft wide

Location & Zoning

Street Address	10 RUTH CT
City	ABSECON
State	NJ
Zip	08201-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	CEDAR MDWS
Legal Block	93
Legal Lot Number	12.6
Jurisdiction	ATLANTIC NJ
Township / Civil Division	ABSECON
Census Block Group	2
Census Block	2019
Census Tract	10200

Owner

Source: Atlantic County and Absecon City records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 RUTH CT, ABSECON, NJ 08201-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 6, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 28, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Jan 29, 2001 · Amount on Record
Deed Document Number	202159022
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	0000064829
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	10 RUTH CT, ABSECON, NJ 08201-1813
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RUTH CT, ABSECON, NJ 08201-1813

Mortgage

Document Number	0000037078
Date	Oct 7, 2025
Instrument	2025037078

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Aug 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	10 RUTH CT, ABSECON, NJ 08201-1813
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016753
Date	Apr 16, 2024
Instrument	2024016753

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Oct 6, 2021
Property Address	10 RUTH CT, ABSECON, NJ 08201-1813
Document Number	0000059022
Instrument Date	Aug 25, 2021
Instrument	2021059022
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236A UPLAND AVE, 236A, ABSECON, NJ 08201-4322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RUTH CT, ABSECON, NJ 08201-1813

Mortgage

Document Number	0000059023
Date	Oct 6, 2021
Instrument	2021059023

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Nov 28, 2017
Property Address	10 RUTH CT, ABSECON, NJ 08201-1813
Document Number	0000064829
Instrument Date	Nov 3, 2017
Instrument	64829
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SHORE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RUTH CT ABSECON NJ 082011813, ABSECON, NJ 08201-1813

Mortgage

Document Number	64830
Date	Nov 28, 2017
Instrument	64830

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 27, 2032

Tax Assessment & Valuation

Source: Atlantic County and Absecon City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Absecon City
Unified School District	Absecon City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,500 (-) Land $98,400 Building $193,100	$291,500 (-) Land $98,400 Building $193,100
2025	$10,252.00 (+5.12%)	$291,500 (-) Land $98,400 Building $193,100	$291,500 (-) Land $98,400 Building $193,100
2024	$9,753.00 (+1.21%)
2023		$291,500 Land $98,400 Building $193,100	$291,500 Land $98,400 Building $193,100
2022	$9,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	61 (1980–2026)
Claims Outside the SFHA	4 of 61
Most Recent Claim	Mar 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 30 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims Coastal Storms & Flooding, Mar 1984 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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