10 Ruth Blvd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 10 Ruth Blvd, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 950 sqft · built 1956
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$155,000 (Sep 1994)
Tax Bill$11,702 (2024)
Deeds & MortgagesJul 2021 Refinance
Flood ZoneZone X (minimal risk)
APN473489 89.-2-44

Property Details

APN / Parcel Number

Primary APN473489 89.-2-44
Alternative APNs
  • 0800-089.00-02.00-044.000
  • 348908900000020440000000
  • 47340021686

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area950 sqft Living Area
Gross Area1,181 sqft
1st Floor Area950 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address10 RUTH BLVD
CityCOMMACK
StateNY
Zip11725-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-178476 TC-52 *2418 SEC 1 LOT 104 BIRCHWOOD PARK AT COMMACK
Legal SubdivisionMAP BIRCHWOOD PARK AT COMMACK SECTION #1
Legal Block2
Legal Lot Number44
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2028
Census Tract135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 RUTH BLVD, COMMACK, NY 11725-2105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 1994 · Amount on Record
Deed SaleSep 2, 1994 · Amount on Record
Deed Book / Page11692 / 387
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address10 RUTH BLVD, COMMACK, NY 11725-2105
Transaction TypeMortgage
Record UpdatedSep 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233030655
DateJul 22, 2021
Book Page23303/655
InstrumentDM025039
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,205 (-) Land $305 Building $3,900$525,625 (+10,773.5%) Land $38,125 Building $487,500
2024$11,702.00
2023$4,205 Land $305 Building $3,900$4,834 Land $351 Building $4,483

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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